Aflac Q3 adjusted EPS up 15.3% to $2.49; declares Q4 dividend $0.58, up 16% YoY

AFLAC INC

2025-Q3 EPS reported $4.21 revenue$12,298,000,000

Net earnings $1.6B ($3.08 diluted) vs net loss $93M (-$0.17) YoY; adjusted EPS $2.49, +15.3%.
Aflac Japan sales +11.8% to ¥19.6B; pretax adjusted profit margin 52.2% (vs 44.7%).
Aflac U.S. net earned premiums +2.5% to $1.5B; pretax adjusted margin 21.7% (vs 20.8%).
Q4 dividend $0.58/share (16% YoY increase), payable Dec 1 to holders of record Nov 19.
Record $1.0B share repurchases in Q3 (9.3M shares); 121.6M remaining under authorization.

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