BayFirst Financial discusses Q4 2025 results; filing transcript incomplete with no specific financial data

BayFirst Financial Corp.

2025-FY EPS reported -$5.93

Conference call held Jan 29, 2026 to review Q4 2025 financial results.
The attached transcript is truncated in the filing; no EPS, revenue, or segment data are extractable.
Management included CEO Tom Zernick, President Robin Oliver, CFO Scott McKim.
Full transcript and archived call available on BayFirst's investor relations website.

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