earnings
confidence high
sentiment neutral
materiality 0.55
Peoples Bancorp Q1 net earnings $4.4M ($0.80 diluted), NIM 3.68%, dividend raised
PEOPLES BANCORP OF NORTH CAROLINA INC
2026-Q1 EPS reported
$0.80
- Net earnings $4.4M, diluted EPS $0.80 vs $0.79 YoY; dividend $0.38/share vs $0.36.
- Net interest margin 3.68% vs 3.51% YoY; net interest income $15.1M vs $13.9M.
- Total loans $1.24B (+$38.9M from Dec 2025); NPAs 0.28% of assets vs 0.25%.
- Core deposits $1.40B (90.7% of total deposits) vs $1.35B at Dec 2025.
- Provision for credit losses $560K vs $268K YoY, driven by loan growth.