F&M Bank Corp Q2 2026 net income $5.37M ($1.50 EPS) vs $2.97M year ago; dividend $0.26/share

F&M BANK CORP

Net income $5.37M ($1.50 diluted EPS) vs $2.97M ($0.83) in Q2 2025, up 81% YoY.
Net interest margin expanded to 3.79% from 3.48% a year ago; net interest income $12.33M, up 17% YoY.
Nonrecurring items: $4.8M gain on sale of Bearing Insurance offset by $3.5M loss on bond portfolio restructuring, net $1.3M pre-tax gain.
Total assets $1.4B, loans $925.3M (+4.4% YTD), deposits $1.26B (+0.98% YTD).
Dividend declared $0.26/share, payable Aug 28 to holders of record Aug 14; annualized yield 2.63% based on $39.54 close.

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