secwatch / observer
8-K filed November 1, 2022, 7:59 PM ET ticker CPSS CIK 0000889609
debt confidence high sentiment neutral materiality 0.55

CONSUMER PORTFOLIO SERVICES, INC. (CPSS): debt financing — CPS closes $307M auto ABS deal; fourth securitization in 2022

CONSUMER PORTFOLIO SERVICES, INC.

Key facts

Extracted from this filing and checked against the source text.

Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.95

CONSUMER PORTFOLIO SERVICES, INC. incurred senior notes of $307 million with Noteholders at 6.09%, 6.84%, 7.69%, 8.73%, 12.12% maturing Monthly, with potential acceleration and optional purchase at 10% of initial pool.

Instrument
senior notes
Principal
$307 million
Counterparty
Noteholders
Rate
6.09%, 6.84%, 7.69%, 8.73%, 12.12%
Maturity
Monthly, with potential acceleration and optional purchase at 10% of initial pool
Event
incurrence
Exact text from the filing
Under these agreements (i) CPS sold the Receivables to Subsidiary (ii) Subsidiary sold the Receivables to the Trust (iii) the Trust deposited the Receivables with Computershare Trust Company, N.A. ("CTCNA"), as trustee of a grantor trust, receiving in return a certificate of beneficial interest (“CBI”) representing beneficial ownership of the Receivables, (iv) the Trust pledged the CBI to CTCNA as indenture trustee for benefit of the holders of the Notes (as defined below), (v) the Trust issued and sold $307 million of asset-backed Notes, in five classes (such Notes collectively, the "Notes"), and (vi) a cash deposit (the "Reserve Account") in the amount of 1.20% of the aggregate balance of the Receivables was pledged for the benefit of the holders of the Notes.
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Material Agreements SEC 8-K Item 1.01/1.02 confidence 0.9

CONSUMER PORTFOLIO SERVICES, INC. entered into a asset purchase with CPS Auto Receivables Trust 2022-D valued at approximately $337.4 million (effective 2022-10-26).

Action
entry
Agreement
asset purchase
Counterparty
CPS Auto Receivables Trust 2022-D
Value
approximately $337.4 million
Effective
2022-10-26
Exact text from the filing
On October 26, 2022, the registrant Consumer Portfolio Services, Inc. ("CPS") and its wholly owned subsidiary CPS Receivables Five LLC ("Subsidiary") entered into a series of agreements under which Subsidiary purchased from CPS, and sold to CPS Auto Receivables Trust 2022-D (the "Trust"), approximately $337.4 million of subprime automotive receivables (the " Receivables").
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CONSUMER PORTFOLIO SERVICES, INC. filing history →

Source: SEC EDGAR
accession 0001683168-22-007190
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