Highest-materiality recent filing
Consumer Portfolio Services furnishes investor presentation as of March 31, 2026
Presentation covers company summary and is available on CPSS investor relations website.
CPSS Q1 2026 net income $5.5M, revenue $112.3M, portfolio record $3.94B
Net income $5.5M ($0.24 diluted EPS), up 18% vs $4.7M ($0.19) in Q1 2025.
CPS completes record $514M auto ABS securitization; largest in history
Issued $514.07M asset-backed notes secured by $526.17M subprime auto receivables.
CPS increases warehouse credit facility capacity from $167.5M to $390M with Capital One
Capacity raised to $390M (from $167.5M); borrow up to 95.5% of eligible pledged auto receivables.
CPSS reports FY2025 executive bonuses; CEO gets $3.28M non-equity award
CEO Charles Bradley received $3,283,500 non-equity incentive; total 2025 comp $5,439,647.
Consumer Portfolio Services furnishes investor presentation as of Dec 31, 2025
Furnished investor presentation as of December 31, 2025, on March 24, 2026.
CPS Q4 2025 net income $5.0M ($0.21/diluted); FY revenue record $434.5M
Q4 net income $5.0M ($0.21 diluted EPS) on revenues $109.4M (+3.9% YoY).
CPS closes $50M securitization of residual interests from prior notes; coupon 8.75%
$50M asset-backed notes issued, secured by 80% interest in MOA holding residual interests from four CPS securitizations (Jan-Oct 2025).
CPSS appoints Scott Carnahan to board, replacing William Roberts
Carnahan appointed Feb. 18, 2026 to fill vacancy left by Roberts' resignation; term expires at 2026 annual meeting.
Director William B. Roberts resigns from Consumer Portfolio Services board
William B. Roberts resigned as a director effective January 30, 2026.
CPSS closes $345.6M auto loan securitization (2026-A); weighted avg coupon 5.18%
$345.61M of asset-backed notes sold; secured by $352.66M auto receivables.
Shareholders approve 2025 Equity Plan authorizing up to 4.5M new shares; all nine directors elected
Shareholders OK'd 2025 Equity Plan, 11.4M for vs 8.5M against (57.5% for); authorizes up to 4.5M new shares plus recycling.
Consumer Portfolio Services files updated investor presentation for Q3 2025
Filed 19-slide company summary as of September 30, 2025 under Item 7.01.
CPS Q3 net income $4.9M ($0.20 EPS); revenue up 7.8% to $108.4M
Revenue $108.4M, up 7.8% YoY; pretax income $7.0M vs $6.9M prior year.
CPS closes $384.6M auto-loan securitization (2025-D); weighted avg coupon 5.72%
Issued five classes of notes secured by $392.46M in automobile receivables; fourth term securitization in 2025.
CPS enters $167.5M auto-receivables revolver with Capital One; draws $19.6M
Two-year facility via subsidiary Page Eleven Funding LLC; secured by auto receivables.
CPSS publishes updated investor presentation; no financial data included in filing
Presentation available on IR website (ir.consumerportfolio.com).
CPS Q2 2025 net income $4.8M ($0.20/diluted), revenue $109.8M (+14.5% YoY)
Pretax income $7.0M vs $6.7M YoY; revenue growth driven by 14.5% increase to $109.8M.
CPS closes $418.33M auto receivable securitization (2025-C); 39th consecutive triple-A senior class
Issued $418.33M in asset-backed notes secured by $433.50M of subprime auto receivables.
CPSS provides investor presentation as of March 31, 2025; no specific financial updates in filing
Company furnished a 19-slide investor presentation as Exhibit 99.1.
CPSS Q1 net income $4.7M ($0.19 EPS); revenue up 16.6% to $106.9M; record portfolio of $3.615B
Net income of $4.7M ($0.19 diluted EPS) vs $4.6M ($0.19) in Q1 2024.
CPS closes $419.95M asset-backed securitization of subprime auto receivables
Securitized $439.29M in subprime auto receivables, issuing $419.95M in five classes of notes.
CEO Charles Bradley Jr. total compensation $4.17M including $3.13M non-equity incentive plan payment for FY2024.
CPSS posts investor presentation as of Dec 31, 2024; slide content not detailed in filing
Company made available a 19-slide investor presentation dated December 2024.
CPS closes $65M securitization of residual interests from five prior securitizations
$65M asset-backed notes sold to a QIB, secured by 80% interest in a majority-owned affiliate holding residual interests.
CPS Q4 net income $5.1M, down 49% YoY; full-year EPS $0.79 vs $1.89 in 2023
Q4 revenues $105.3M (+14.5% YoY); net income $5.1M ($0.21/diluted) vs $10.0M in Q4 2023.
CPS closes $442.4M auto ABS securitization (2025-A) with triple-A rated senior notes
$442.4M of asset-backed notes secured by $462.5M in subprime auto receivables; five classes rated by S&P and DBRS.
CPS increases warehouse credit facility from $225M to $335M with Citibank, N.A.
Revolving credit facility capacity increased from $225 million to $335 million.
Shareholders elect all 9 director nominees, ratify auditor, approve say-on-pay
Nine nominees elected to board, each receiving >13.5M votes for; highest was Charles Bradley with 16.5M.
Consumer Portfolio Services posts Q3 2024 investor presentation; no new financial data
Investor presentation as of September 30, 2024 released covering company overview and operations.
CPSS amends warehouse facility: capacity increased to $225M from $200M
Credit agreement with Citibank N.A. as agent amended on Nov 1, 2024; capacity raised $25M to $225M.
CPS Q3 2024 revenue up 9.2% to $100.6M; net income $0.20 per share; portfolio hits record $3.33B
Revenue $100.6M (+9.2% YoY); net income $4.8M ($0.20 diluted EPS) vs $14.2M pretax in prior year.
CPSS closes $416.82M auto securitization, fourth term deal in 2024
Issued $416.82M in asset-backed notes via CPS Auto Receivables Trust 2024-D, secured by $436M in subprime auto receivables.
Presentation furnished under Item 7.01 Regulation FD; no material new data in filing.
CPS Q2 net income drops 66% to $4.7M ($0.19 EPS); revenue rises 13% to $95.9M
Net income $4.7M ($0.19 diluted EPS) vs $14.0M ($0.55) in Q2 2023, down 66%.
EVP of Servicing Laurie Straten retires, stays as non-executive employee
Laurie A. Straten retired as Executive Vice President of Servicing on July 18, 2024.
CPS renews $200M revolving credit facility with Citibank through July 2026
Revolving credit agreement with Citibank, N.A. renewed on July 11, 2024; maximum borrowing $200M at any time.
CPS closes $436.31M asset-backed securitization; weighted avg coupon 6.56%
Total notes of $436.31M secured by $460M in subprime auto receivables across 5 classes.
Filed under Item 7.01; presentation furnished as Exhibit 99.1.
CPS Q1 2024 net income falls 67% YoY to $4.6M; charge-offs rise to 7.84%
Revenue $91.7M (+10.4% YoY); net income $4.6M ($0.19 diluted EPS) vs $13.8M ($0.54) prior year.
On July 18, 2024, the registrant’s Executive Vice President of Servicing and named executive officer, Laurie A. Straten, retired as Executive Vice President of Servicing.
Max materiality 0.75 · Median 0.50 · Most common event debt