AppTech Payments borrows $500K at 9% from related-party trust for working capital

AppTech Payments Corp.

$500,000 promissory note dated Aug 10, 2026, from Suzanne D. Lord Spousal Estate Reduction Trust.
Interest at 9.0% per annum, matures in 90 days (Nov 8, 2026); no payments until maturity.
Lender is related party: Albert L. Lord, Jr., Chairman of Board, is trustee; board approved per policy.
Proceeds for short-term working capital and general corporate purposes; prepayable without penalty.
Events of default include non-payment, bankruptcy, uncured material breach; lender can accelerate.

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