Granite Point reports Q4 GAAP net loss $27.4M; post-quarter-end loan repayments $174M

Granite Point Mortgage Trust Inc.

2025-FY EPS reported -$1.16

Q4 2025 GAAP net loss to common $(27.4M) ($0.58/share) includes $14.4M credit loss provision.
Distributable Loss $(2.7M) ($0.06/share); book value per share $7.29 with $3.12 CECL reserve.
Full year 2025 GAAP net loss $(55.6M) ($1.16/share); realized $468.7M in loan repayments/resolutions.
Post-quarter-end: two loan repayments totaling $174.3M; repurchase facility cost cut 60bps to ~S+2.49%.
Leverage ratio reduced from 2.0x to ~1.7x; unrestricted cash $55.1M as of Feb 9, 2026.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.