OP Bancorp Q2 net income $8.0M, EPS $0.53; declares $0.14 dividend

OP Bancorp

Net income $8.0M ($0.53 diluted EPS) vs $7.2M ($0.48) Q1 2026 and $6.3M ($0.42) Q2 2025.
Revenue $25.7M, up 5% QoQ and 9% YoY; reversal of provision for credit losses of $149k.
Net interest margin 3.08% (down 11bps QoQ); noninterest income up 40% QoQ on higher SBA loan sales.
Loans $2.26B (+1% QoQ), deposits $2.37B (+2% QoQ); nonperforming loans fell to $17.3M.
Declared $0.14/share quarterly dividend, payable Aug 20, record Aug 6.

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