earnings
confidence high
sentiment positive
materiality 0.85
UWM Q4 net income $164.5M on $49.6B originations; dividend $0.10; Two Harbors acquisition pending
UWM Holdings Corp
2025-FY EPS
reported $0.12
vs consensus $0.09
▲ beat
(+36.1%)
- Q4 total revenue $945.2M, net income $164.5M, adjusted EBITDA $232.8M.
- Loan origination volume $49.6B in Q4, highest quarterly volume since 2021; full year $163.4B.
- Board declared $0.10 per share dividend payable Apr 9, 2026 to holders of record Mar 19.
- Announces agreement to acquire Two Harbors Investment Corp. (TWO) in all-stock transaction.
- Full year 2025 net income $244.0M vs $329.4M in 2024; gain margin improved to 116 bps from 110 bps.