Clover Health Q2 revenue $478M (+34% YoY), membership up 32%, GAAP net loss $11M

CLOVER HEALTH INVESTMENTS, CORP. /DE

Q2 2025 total revenues $477.6M, up 34% YoY; insurance revenue $469.8M (+34.3%).
Medicare Advantage membership 106,323 (+32% YoY); avg membership 105,494 (+31.8%).
GAAP net loss from cont ops $10.6M; Adjusted net income $16.7M; Adjusted EBITDA $17.1M.
FY2025 guidance: membership raised to 104K-108K; Adj SG&A improved to $335M-$345M; Insurance BER guided to 88.5%-89.5% (from 87%-88%).
CEO highlights AI-driven clinical recommendations; published COPD whitepaper showing 15% fewer hospitalizations.

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