OppFi Q3 net income $75.9M (+137% YoY); revenue $155.1M record; raises full-year guidance

OppFi Inc.

2025-Q3 EPS reported $0.36

Q3 total revenue $155.1M record (+13.5% YoY); GAAP net income $75.9M (+136.9% YoY).
Adjusted net income $40.7M record (+41.4% YoY); raised FY guidance to $137-142M adjusted net income.
Auto approval rate improved to 79.1% from 76.0% in Q3 2024, driving operating efficiency.
Raised full year revenue guidance to $590M-$605M and adjusted EPS to $1.54-$1.60.

item 2.02 item 7.01 item 9.01

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accession 0001818502-25-000045

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