Affirm reports FQ4'24 revenue $659M (+48% YoY), RLTC $309M (+70%), and sets GAAP profitability goal

Affirm Holdings, Inc.

2024-FY EPS reported -$1.67 revenue$2,322,999,000

Revenue $659M, +48% YoY; GMV $7.2B, +31% YoY; RLTC $309M, +70% YoY.
Adjusted operating income $150M in Q4 vs $15M last year; full-year adjusted OI $381M.
Net loss narrowed to $45M from $206M a year ago; sets goal of GAAP profitability in FQ4'25.
Transactions grew 42% YoY to 24.7M; active merchants exceeded 300,000.
Repeat buying behavior strengthens: 4.9 transactions per active consumer, up 26% YoY.

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