earnings
confidence high
sentiment positive
materiality 0.85
Enact Q4 net income $177M, EPS $1.22; new $500M buyback program and $0.21 quarterly dividend
Enact Holdings, Inc.
2025-FY EPS reported
$4.52
revenue$1,235,827,000
- Q4 2025 net income $177M ($1.22 diluted EPS); adjusted operating income $179M ($1.23 diluted EPS).
- Full-year 2025 net income $674M ($4.52 EPS); adjusted operating income $688M ($4.61 EPS).
- Loss ratio fell to 7% on $60M net reserve release as claim rate expectation lowered to 8%.
- Board approved $500M new share repurchase authorization; existing $350M program has $30M remaining.
- Quarterly dividend of $0.21 per share declared, payable March 19, 2026 to holders of record Feb 26, 2026.