earnings
confidence high
sentiment positive
materiality 0.75
Enact Q2 2026 net income $175M ($1.25 EPS); raises full-year capital return guidance to $550-600M
Enact Holdings, Inc.
- GAAP net income $175M ($1.25 diluted EPS); adjusted operating income $177M ($1.26 diluted EPS).
- NIW $15B, up 19% QoQ and 15% YoY; primary IIF $274B, up 2% YoY.
- Loss ratio 14% (vs 10% YoY); net premiums earned $245M flat YoY.
- Declared $0.24/share dividend payable Sept 17; repurchased 2.2M shares for $93M in Q2.
- Increased 2026 capital return guidance to $550-600M; PMIERs sufficiency 161% ($1.9B above requirement).