secwatch / observer
8-K filed December 29, 2025, 6:59 PM ET ticker LDI CIK 0001831631
debt confidence high sentiment neutral materiality 0.55

loanDepot issues $200M Series 2025-FT1 notes secured by MSR excess spread

loanDepot, Inc.

Key facts

Extracted from this filing and checked against the source text.

Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.98

loanDepot, Inc. incurred senior notes of $200 million with Citibank, N.A. at variable rate based on SOFR plus a margin per annum maturing December 19, 2030.

Instrument
senior notes
Principal
$200 million
Counterparty
Citibank, N.A.
Rate
variable rate based on SOFR plus a margin per annum
Maturity
December 19, 2030
Event
incurrence
Exact text from the filing
Pursuant to the Series 2025-FT1 Indenture Supplement, the Issuer issued Series 2025-FT1 term notes (the “Notes”) in the aggregate principal amount of $200 million.
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Material Agreements SEC 8-K Item 1.01/1.02 confidence 0.9

loanDepot, Inc. amended Amendment No. 1 to the Base Indenture with Citibank, N.A. and Nomura Corporate Funding Americas, LLC (effective 2025-12-19).

Action
amendment
Agreement
notes offering
Counterparty
Citibank, N.A. and Nomura Corporate Funding Americas, LLC
Effective
2025-12-19
Exact text from the filing
1, dated as of December 19, 2025 (“Amendment No. 1 to the Base Indenture”), by and among the Issuer, the Indenture Trustee, the Servicer, the Administrator, and the Administrative Agent.
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Material Agreements SEC 8-K Item 1.01/1.02 confidence 0.9

loanDepot, Inc. entered into Series 2025-FT1 Indenture Supplement with Citibank, N.A. and Nomura Corporate Funding Americas, LLC valued at $200 million (effective 2025-12-19).

Action
entry
Agreement
notes offering
Counterparty
Citibank, N.A. and Nomura Corporate Funding Americas, LLC
Value
$200 million
Effective
2025-12-19
Exact text from the filing
On December 19, 2025, loanDepot.com, LLC (the “Company”), an indirect subsidiary of loanDepot, Inc., and the Company’s wholly-owned subsidiary loanDepot FAMSR Master Trust (the “Issuer”) entered into the Series 2025-FT1 Indenture Supplement (the “Series 2025-FT1 Indenture Supplement”), by and among the Issuer, Citibank, N.A., as indenture trustee, calculation agent, paying agent and securities intermediary (in all such capacities, the “Indenture Trustee”), the Company, as servicer (the “Servicer”) and administrator (the “Administrator”), Nomura Corporate Funding Americas, LLC, as administrative agent (the “Administrative Agent”), related to the Base Indenture, dated as of November 14, 2025 (the “Base Indenture”), as amended by Amendment No. 1, dated as of December 19, 2025 (“Amendment No. 1 to the Base Indenture”), by and among the Issuer, the Indenture Trustee, the Servicer, the Administrator, and the Administrative Agent.
View on SEC.gov

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loanDepot, Inc. filing history →

Source: SEC EDGAR
accession 0001831631-25-000264
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