Highest-materiality recent filing
loanDepot shareholders elect Dodson, Ozonian, Patenaude; ratify EY auditor
Andrew Dodson (236.4M for, 13.2M withheld), Steven Ozonian (241.2M for, 8.4M withheld), Pamela Patenaude (234.6M for, 15.0M withheld) elected as Class II directors.
loanDepot enters $100M ATM equity offering to reduce debt
Enters ATM sales agreement with BTIG to sell up to $100M of Class A common stock.
loanDepot Q1 2026 net loss $55M; revenue down 8% QoQ; provides Q2 guidance
Net loss $55M ($0.16 diluted EPS) vs $33M loss in Q4 2025; adjusted net loss $34M.
loanDepot closes $500M warehouse securitization, replaces prior $300M facility
$500M MWST 2026-1 notes issued, backed by newly originated first-lien residential mortgage loans (Fannie/Freddie/Ginnie or jumbo guidelines).
loanDepot Q4 originations $8.04B, highest since 2022; net loss widens to $33M
Q4 loan origination volume $8.04B, up 23% QoQ; market share rose to 1.4% from 1.2%.
loanDepot converts all Class C and D shares to Class A and B common stock
Class C (1 vote per share) and Class D (10 votes per share) automatically converted into Class B and Class A shares respectively.
loanDepot issues $200M Series 2025-FT1 notes secured by MSR excess spread
Issued $200M aggregate principal amount of term notes via Series 2025-FT1 Indenture Supplement dated Dec 19, 2025.
loanDepot enters $300M FNMSR facility, replaces existing $291.2M revolver
New FNMSR Facility provides up to $300M of variable-rate financing secured by Fannie Mae MSRs, matures May 29, 2026.
loanDepot Q3 net loss narrows to $9M; revenue up 14% QoQ to $323M
Net loss of $8.7M, improved from $25.3M in Q2 2025; adjusted net loss $2.8M.
loanDepot Q2 net loss narrows to $25M; founder Hsieh named permanent CEO
Net loss $25M vs $41M in Q1; adjusted net loss $16M, adjusted EBITDA $26M.
loanDepot appoints founder Anthony Hsieh as permanent CEO, effective immediately
Hsieh, 60, had served as interim CEO since Frank Martell's departure on June 4, 2025.
loanDepot subsidiary issues $150M Series 2025-GT2 notes secured by Ginnie Mae MSR excess spread
Class A $128.57M and Class B $21.43M notes issued by loanDepot GMSR Master Trust.
John Lee and Dawn Lepore elected as Class I directors with ~1.12B and 1.12B votes for, respectively.
Nomura Corporate Funding Americas becomes sole lender and admin agent under $300M revolving credit facility secured by Fannie Mae MSRs.
loanDepot issues $200M Series 2025-GT1 notes, repays $200M Series 2018-GT1 notes
Issued $200M aggregate Series 2025-GT1 term notes (Class A $171.43M, Class B $28.57M) secured by Ginnie Mae MSR excess spread.
loanDepot Q1 2025 rev up 23% to $274M, net loss narrows to $41M; founder Hsieh to take interim CEO
Revenue $274M (+23% YoY); net loss $41M vs $72M prior year; diluted loss per share $0.11.
loanDepot enters into $300M amended repurchase agreement with Bank of Montreal
$300 million uncommitted master repurchase agreement with Bank of Montreal, dated April 25, 2025.
loanDepot extends repurchase agreement with UBS through April 2026
loanDepot.com subsidiary and UBS AG executed Amendment No. 5 extending the termination date of their master repurchase agreement.
loanDepot subsidiary issues $300M warehouse notes backed by mortgage loans
Issued $300M MWST Notes via Mello Warehouse Securitization Trust 2025-1 on April 11, 2025.
loanDepot Q4 revenue $257M, net loss $67M; FY revenue up 9% to $1.06B, adjusted EBITDA $84M
Full-year revenue $1.06B (+9% YoY); net loss $202M improved from $236M.
CEO Martell resigns effective June 4, 2025 or annual meeting; will serve as Board advisor with $75k annual consulting fee and RSU grant.
loanDepot wins unanimous jury verdict in Tamara Richards lawsuit
Unanimous jury verdict on Feb 7, 2025 in favor of loanDepot on all remaining claims.
loanDepot secures $400M revolving credit facility backed by MSRs
$400M revolving line of credit from Atlas Securitized Products Funding 1, LP.
loanDepot.com LLC as seller; Atlas Securitized Products L.P. as administrative agent and buyer.
loanDepot returns to profitability in Q3 2024; net income $3M vs loss a year ago
Revenue $315M (+18% YoY); adjusted revenue $329M (+26%). Pull-through gain on sale margin 329 bps, highest since downturn.
Entered $600M uncommitted Master Repurchase Agreement with JPMorgan Chase to finance residential mortgage loans; expires Oct 30, 2025.
loanDepot extends credit facility termination date to Feb 18, 2025
Amended credit agreement with Flagstar Bank and other lenders to push termination date from Dec 20, 2024 to Feb 18, 2025.
loanDepot closes $300M warehouse securitization, extends JPMorgan facilities
Issued $300M MWST 2024-1 notes backed by newly originated residential mortgage loans; interest at 30-day Term SOFR plus margin.
loanDepot extends Bank of America repurchase and loan sale agreements to September 2025
Extended master repurchase facility maturity to September 22, 2025.
loanDepot reports Q2 2024: net loss $66M, but adjusted EBITDA $35M, best since downturn
Revenue $265M; adjusted revenue $278M, highest since market downturn began in Q1 2022.
loanDepot amends credit facility with Goldman Sachs; extends maturity to Jan 2026
First Amendment to Credit Agreement with Goldman Sachs Bank USA executed July 26, 2024.
loanDepot subsidiary issues $340.6M of 8.750% senior secured notes due 2027 in exchange offer
Subsidiary LD Holdings Group issued $340,646,000 aggregate principal of 8.750% Senior Secured Notes due November 1, 2027.
loanDepot exchanges 96% of 6.5% notes due 2025 for 8.75% secured notes due 2027; $477.96M tendered
$477,955,000 (96.0%) of outstanding 6.500% Senior Notes due 2025 tendered and accepted; $340,646,000 of 8.750% Senior Secured Notes due 2027 issued plus ~$185M cash.
loanDepot shareholders re-elect directors, approve auditor and say-on-pay
Elected: Brian Golson (1.23B for, 4.4M withheld) and Anthony Hsieh (1.23B for, 4.2M withheld).
loanDepot amends exchange offer for $497.8M 6.5% notes, offers new 8.75% secured notes due 2027
New notes pay 8.750% (up 0.5%) and mature Nov 2027; total consideration $1,100 per $1,000 principal (cash + notes).
loanDepot launches exchange of $497.8M 6.5% notes for new 8.25% secured notes due 2027
Offers $850 principal of 8.250% 2027 notes plus $250 cash per $1,000 Old Note (early tender); $200 cash late.
loanDepot reports Q1 net loss of $72M; cyber incident cost $15M in charges, $22M lost revenue
Revenue $223M (+7% YoY); net loss $72M vs $92M YoY; adjusted net loss $38M.
loanDepot extends UBS repurchase facility to April 2025, reduces size to $225M
Extends termination date of $225M facility to April 15, 2025.
loanDepot Q4 net loss $59.8M; full-year loss narrows 61% to $235.5M
Q4 revenue $228.6M, net loss $59.8M, diluted EPS -$0.16; full-year revenue $974M, net loss $235.5M.
loanDepot cyber incident affects up to 16.9M individuals; expects $12-17M Q1 costs
Cybersecurity incident impacts sensitive personal information of up to 16.9 million individuals.
Atlas resigned as administrative agent under the GMSR financing facility, replaced by Nomura Corporate Funding Americas (NCFA) effective Jan 25, 2024.
loanDepot cyber breach exposes sensitive data of 16.6M individuals; systems being restored
Unauthorized third party accessed sensitive personal info of approximately 16.6 million individuals in loanDepot systems.
loanDepot amends indenture to delay Jan 2024 payment date due to cyber incident
Amendment No. 3 postpones the January 2024 Payment Date from January 12 to January 22, 2024.
loanDepot reports cybersecurity incident with unauthorized access and data encryption
Unauthorized third-party activity accessed certain systems and encrypted data.
loanDepot enters Second Amended Repurchase Agreement with EverBank for $175M facility
Termination date extended to December 26, 2024.
LoanDepot ups borrowing capacity to $540M, extends credit line to Dec 2024, adds Capital One
Amendment One to Flagstar credit agreement increases facility to $540M and extends termination to December 20, 2024.
loanDepot enters new $500M MSR-backed credit facility with Goldman Sachs
Revolving credit facility up to $500M secured by Fannie Mae mortgage servicing rights; initial commitment $300M.
loanDepot extends repurchase facility maturity to Jan 30, 2024; terminates unused Atlas MRA
Extended maturity of $175M aggregate repurchase facility to Jan 30, 2024 (from earlier termination).
loanDepot narrows Q3 net loss to $34M; expands Vision 2025 cost cuts by $120M
Revenue $266M (-2% QoQ); net loss narrowed 31% QoQ to $34M; adjusted net loss $27M.
loanDepot secures $1M committed sublimit from Bank of America for NY mortgage loans
Committed sublimit of $1M for mortgage loans secured by New York properties under existing MRA with Bank of America.
on March 3, 2025, the Board appointed Mr. Hsieh, who currently serves as Chair of the Board, to an executive officer position of Executive Chairman, Mortgage Operations, of the Company, effective as of March 6, 2025.
On March 3, 2025, the Board approved the transition and resignation of Frank Martell, the Company’s President and Chief Executive Officer (“CEO”).
appointed Darren Graeler as Executive Vice President and Chief Accounting Officer of the Company, effective immediately.
Mr. Graeler succeeded David Hayes as the Company's principal accounting officer
David Hayes has been appointed as Chief Financial Officer of the Company, effective June 26, 2023
On April 4, 2023, pursuant to the terms of the Cooperation Agreement, the Board appointed Mr. Ozonian as an independent director to the Board effective immediately.
Mr. Hsieh was appointed Executive Chairman of the Company, effective April 27, 2022.
the Company announced the appointment of Frank Martell as the Company’s President and Chief Executive Officer, effective April 27, 2022.
On July 28, 2021, the Board of Directors (“ Board ”) of loanDepot, Inc. (“ loanDepot ” or the “ Company ”) appointed Michael Linton, age 64, and Pamela Hughes Patenaude, age 60, as a Class I and a Class II member of the Company’s Board, respectively, with immediate effect.
On July 28, 2021, the Board of Directors (“ Board ”) of loanDepot, Inc. (“ loanDepot ” or the “ Company ”) appointed Michael Linton, age 64, and Pamela Hughes Patenaude, age 60, as a Class I and a Class II member of the Company’s Board, respectively, with immediate effect.
Max materiality 0.85 · Median 0.60 · Most common event debt