earnings
confidence high
sentiment neutral
materiality 0.55
Catalyst Bancorp Q1 net income $586K; loans flat, NIM 3.89%
Catalyst Bancorp, Inc.
2025-Q1 EPS reported
$0.16
- Net income of $586K in Q1 2025 vs $626K in Q4 2024 (down 6% sequentially).
- Loans $166.1M, down $1.0M (<1%) from Dec 31; NPAs improved to $1.7M (0.63% of assets).
- Net interest margin narrowed 3 bps to 3.89%; net interest income $2.4M (down 4%).
- Total deposits $180.6M, down $5.1M (3%) driven by public funds; loans/deposits ratio 92%.
- Repurchased 72,949 shares at avg $11.86 in Q1; 114,201 shares remain under buyback plan.