earnings
confidence high
sentiment positive
materiality 0.70
Burke & Herbert Q4 net income $30M, EPS $1.98; full-year EPS $7.72; $0.55 dividend
Burke & Herbert Financial Services Corp.
2025-FY EPS reported
$7.72
- Q4 2025 net income applicable to common shares $30.0M, diluted EPS $1.98; ROAA 1.49%, ROAE 14.14%.
- Full year net income $116.4M, diluted EPS $7.72; ROAA 1.48%, ROAE 14.76%.
- Net interest margin (non-GAAP) 4.11% for Q4, 4.14% for full year; total loans $5.4B, deposits $6.4B.
- Capital ratios strong: CET1 13.2%, Total RBC 15.9%, leverage 10.9%; asset quality improved.
- Board declared $0.55/share regular quarterly dividend, payable March 2, 2026, record February 13, 2026.