earnings
confidence high
sentiment positive
materiality 0.70
Muncy Columbia Q1 net income $4.3M ($1.23/sh) up 7.7% YoY; declares $0.50 special dividend
MUNCY COLUMBIA FINANCIAL Corp
2025-Q1 EPS reported
$1.23
- Net income of $4.345M ($1.23/sh) vs $4.036M ($1.13/sh) in Q1 2024; ROAA 1.10% and ROAE 10.33%.
- Net interest income up $1.933M to $13.868M; NIM expanded to 3.83% from 3.32%.
- Non-interest expense rose $1.445M to $11.091M, including $1.295M one-time costs for Executive Chairman retirement.
- Special one-time cash dividend of $0.50/sh declared, payable May 22 to holders of record May 6, 2025.
- Non-performing assets increased to $12.3M (0.77% of assets) from $10.1M (0.63%) on higher non-accrual loans.