Tompkins Financial Q1 2026 EPS $1.82, up 33% YoY; raises dividend 8.1%

TOMPKINS FINANCIAL CORP

• Q1 2026 diluted EPS $1.82, up 32.8% YoY; net interest margin expanded 59 bps.
• Full-year 2025 GAAP EPS $11.24; operating (non-GAAP) EPS $6.31, up 27% vs 2024.
• Loan growth 6.8% YoY; deposit growth 5.2% YoY; Tier 1 capital ratio 10.58%, up 14%.
• Cash dividend raised 8.1% vs prior year; 37 consecutive years of dividend increases.
• Book value $65.78, up 28% YoY; stock LTM total return 45.6% as of April 28, 2026.