other material
confidence high
sentiment positive
materiality 0.75
American Integrity fully places 2026-2027 CAT XOL reinsurance with $2.99B total limit
American Integrity Insurance Group, Inc.
- Third-party coverage of $2.2B per single catastrophic event; total ceded premiums expected $430-440M.
- Total third-party excess of loss limit increased to $2.99B, reflecting 9% growth in peak in-force exposure.
- Net retention reduced to $20M for named storms; favorable risk-adjusted rate reductions of up to 20% per market.
- Placement includes traditional reinsurers, ILS investors, FHCF, and captive; no parametric covers.
- Company added $260M in catastrophe bonds at more favorable pricing; multi-year coverage immaterial.