KBRA upgrades Bancorp's senior unsecured debt to BBB+ and bank's deposits to A-

Bancorp, Inc.

Company senior unsecured debt rating raised to BBB+ from BBB; subordinated to BBB from BBB-.
Bank deposit & senior unsecured debt upgraded to A- from BBB+; subordinated to BBB+ from BBB.
Outlook revised to Stable from Positive for all long-term ratings.
Non-interest income rose 30% YoY to $78M in H1 2025; CET1 ratio 14.4% at Q2 2025.
KBRA cites Bancorp's leadership in BaaS and above-peer capital as upgrade drivers.

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