earnings
confidence high
sentiment positive
materiality 0.75
Ategrity Q3 net income $22.7M ($0.45/diluted), combined ratio 88.7%, premiums up 30.1%
Ategrity Specialty Insurance Co Holdings
2025-Q3 EPS reported
$1.06
revenue$301,002,000
- Net income attributable to stockholders of $22.7M, or $0.45 per diluted share (up 76.2% YoY); adjusted net income $22.8M, or $0.46 per diluted share.
- Gross written premiums rose 30.1% to $143.9M, driven by 41.4% growth in casualty lines and 10.8% growth in property.
- Combined ratio improved to 88.7% from 95.3% in Q3 2024; loss ratio down 2.1 ppt to 60.0%, expense ratio down 4.5 ppt to 28.7%.
- Book value per share reached $12.24, up 18.0% from year-end; adjusted return on stockholders' equity was 15.9%.
- Management cited disciplined underwriting, expanding distribution, and operating leverage from a scalable model.
item 2.02item 9.01