Atlanticus Holdings Corp — fact timeline

Atlanticus Holdings Corp shareholders approved Election of seven directors for terms expiring at the 2027 Annual Meeting of Shareholders at the 2026-05-07 meeting.

“1. Election of seven directors for terms expiring at the 2027 Annual Meeting of Shareholders: Nominee For Withheld Broker Non-Votes Brinkley Dickerson 7,877,356 30 — David G. Hanna 7,877,356 30 — Denise M. Harrod 7,826,920 50,466 — Jeffrey A. Howard 7,877,356 30 — Dennis H. James, Jr. 7,826,920 50,466 — Joann G. Jones 7,877,353 33 — Blake Paulson 7,877,356 30 — As a result, each nominee was elected to serve as a director for a term expiring at the 2027 Annual Meeting of Shareholders.”

Atlanticus Holdings Corp incurred senior notes of $400,000,000 aggregate principal amount with U.S. Bank Trust Company, National Association at 9.750% per annum maturing due 2030.

“On August 20, 2025, Atlanticus Holdings Corporation (the “Company”) completed its private offering of $400,000,000 aggregate principal amount of 9.750% Senior Notes due 2030 (the “Notes”).”

Atlanticus Holdings Corp shareholders approved Election of seven directors for terms expiring at the 2025 Annual Meeting of Shareholders at the 2024-05-07 meeting.

“1. Election of seven directors for terms expiring at the 2025 Annual Meeting of Shareholders: Nominee For Withheld Broker Non-Votes David G. Hanna 7,671,611 16 — Denise M. Harrod 7,671,598 29 — Jeffrey A. Howard 7,671,211 416 — Deal W. Hudson 7,671,598 29 — Dennis H. James, Jr. 7,671,198 429 — Joann G. Jones 7,671,598 29 — Mack F. Mattingly 7,671,598 29 —”

Atlanticus Holdings Corp engaged Deloitte & Touche LLP as its auditor.

“appointed Deloitte & Touche LLP ("Deloitte") as its independent registered public accounting firm for the Company’s fiscal year ending December 31, 2024”

Atlanticus Holdings Corp dismissed BDO USA, P.C. as its auditor.

“On April 1, 2024, Atlanticus Holdings Corporation (the "Company") dismissed BDO USA, P.C. ("BDO") as its independent registered public accounting firm and appointed Deloitte & Touche LLP ("Deloitte") as its independent registered public accounting firm”

Atlanticus Holdings Corp entered into Second Supplemental Indenture with U.S. Bank Trust Company, National Association (effective 2024-01-30).

“On January 30, 2024, the Company entered into a second supplemental indenture (the “Second Supplemental Indenture”) to its indenture dated as of November 22, 2021 (the “Base Indenture”; as previously supplemented and as further supplemented by the Second Supplemental Indenture, the “Indenture”) between the Company and U.S. Bank Trust Company, National Association (successor to U.S. Bank National Association), as trustee (the “Trustee”).”

Atlanticus Holdings Corp incurred senior notes of $50,000,000 aggregate principal amount with U.S. Bank Trust Company, National Association at 9.25% per annum maturing January 31, 2029.

“with B. Riley Securities, Inc., as representative of the several underwriters named therein (the “Underwriters”), providing for the issuance and sale (the “Offering”) of $50,000,000 aggregate principal amount of the Company’s 9.25% Senior Notes due 2029 (the “Firm Notes”) plus up to an additional $7,500,000 aggregate principal amount of 9.25% Senior Notes due”

Atlanticus Holdings Corp entered into Third Supplemental Indenture with U.S. Bank Trust Company, National Association, as trustee (effective 2024-01-30).

“On January 30, 2024, the Company entered into a third supplemental indenture (the “Third Supplemental Indenture”) to its indenture dated as of November 22, 2021 (the “Base Indenture”; as previously supplemented and as further supplemented by the Third Supplemental Indenture, the “Indenture”) between the Company and U.S. Bank Trust Company, National Association (successor to U.S. Bank National Association), as trustee (the “Trustee”).”

Atlanticus Holdings Corp entered into Underwriting Agreement with B. Riley Securities, Inc., as representative of the several underwriters named therein valued at $50,000,000 aggregate principal amount of the Company’s 9.25% Senior Notes due 2029 (effective 2024-01-25).

“On January 25, 2024, Atlanticus Holdings Corporation (the “Company”) entered into an underwriting agreement (the “Underwriting Agreement”) with B. Riley Securities, Inc., as representative of the several underwriters named therein (the “Underwriters”), providing for the issuance and sale (the “Offering”) of $50,000,000 aggregate principal amount of the Company’s 9.25% Senior Notes due 2029”

Atlanticus Holdings Corp entered into Sales Agreement with BTIG, LLC valued at up to an aggregate offering price of $50,000,000 (effective 2023-12-29).

“On December 29, 2023, Atlanticus Holdings Corporation (the “Company”) entered into an At-The-Market Sales Agreement (the “Sales Agreement”) with BTIG, LLC (“BTIG”) providing for the sale by the Company of its common stock, no par value per share (the “Common Stock”), up to an aggregate offering price of $50,000,000, from time to time to or through BTIG, in connection with the Company’s Common Stock “at-the-market” offering program (the “Offering”).”

Atlanticus Holdings Corp reported the third quarter ended September 30, 2023 results: revenue $294.9 million, net income $18.9 million, EPS $1.03 per diluted common share.

“Third Quarter 2023 Highlights (all comparisons to the Third Quarter 2022) ● Managed receivables 2 increased 12.9% to $2.3 billion ● Total operating revenue increased 6.1% to $294.9 million. ● Return on average shareholders’ equity of 20.4% 3 ● Purchase volume of $706.5 million. ● Over 380,000 new accounts served during the quarter, over 3.4 million total accounts”

Atlanticus Holdings Corp reported financial results for the second quarter ended June 30, 2023.

“On August 8, 2023, Atlanticus Holdings Corporation (the “Company”) issued a press release announcing its financial results for the second quarter ended June 30, 2023.”

Atlanticus Holdings Corp shareholders approved Election of seven directors for terms expiring at the 2024 Annual Meeting of Shareholders at the 2023-05-09 meeting.

“1. Election of seven directors for terms expiring at the 2024 Annual Meeting of Shareholders: Nominee For Withheld Broker Non-Votes David G. Hanna 10,396,189 27,101 — Denise M. Harrod 9,849,778 573,512 — Jeffrey A. Howard 10,402,465 20,825 — Deal W. Hudson 9,615,974 806,916 400 Dennis H. James, Jr. 9,865,093 557,797 400 Joann G. Jones 9,626,846 796,444 — Mack F. Mattingly 9,621,483 801,807 —”

Atlanticus Holdings Corp reported financial results for fourth quarter and full year ended December 31, 2022.

“On March 14, 2023, Atlanticus Holdings Corporation (the “Company”) issued a press release announcing its financial results for the fourth quarter and year ended December 31, 2022.”

Dennis H. James, Jr. was appointed as Director at Atlanticus Holdings Corp.

“On March 15, 2022, the Board of Directors (the “Board”) of Atlanticus Holdings Corporation (the “Company”) appointed Dennis H. James, Jr. to the Board, effective April 1, 2022.”