PATHWARD FINANCIAL, INC. — fact timeline

PATHWARD FINANCIAL, INC. reported three and six months ended March 31, 2026 results: net income $72.9 million, EPS $3.35 per share.

“Pathward Financial, Inc. (“ Pathward Financial ” or the “Company”) (Nasdaq: CASH), a U.S.-based financial holding company driven by its purpose to power financial inclusion for all, today reported its results for the 2026 fiscal second quarter. The Company reported net incom e of $72.9 million, or $3.35 per share, f or the three months ended March 31, 2026, c ompared to net income of $75.0 million, or $3.14 per share, for the three months ended March 31, 2025.”

PATHWARD FINANCIAL, INC. engaged KPMG LLP as its auditor.

“Following that process, on December 23, 2025, KPMG LLP (“KPMG”) was appointed to serve as the Company’s independent registered public accounting firm for the fiscal year ending September 30, 2026.”

PATHWARD FINANCIAL, INC. dismissed Crowe LLP as its auditor.

“On the same day, the Company notified Crowe LLP (“Crowe”) of its dismissal as the Company’s independent registered public accounting firm, effective immediately.”

PATHWARD FINANCIAL, INC. received a nasdaq deficiency notice notice regarding late filing (rules 5250(c)(1)).

“August 26, 2025, Pathward Financial, Inc. ("Pathward Financial" or the “Company”) received an expected notice (the “Notice”) from the Listing Qualifications Department of the Nasdaq Stock Market LLC (“Nasdaq”), indicating that the Company is not in compliance with Nasdaq Listing Rule 5250(c)(1) (the “Listing Rule”) as a result of its failure to timely file its Quarterly Report on Form 10-Q (“Form 10-Q”) for the fiscal quarter ended June 30, 2025, as described more fully in the Company's Form 12b-25 Notification of Late Filing filed with the Securities and Exchange Commission (the “SEC”) on Aug”

PATHWARD FINANCIAL, INC. reported that prior financial statements should not be relied upon.

“On June 26, 2025, the Audit Committee (the “Audit Committee”) of the Board of Directors of Pathward Financial, Inc. (“Pathward Financial” or the “Company”), after discussion with management and the Company’s independent registered public accounting firm, Crowe LLP, concluded that the Company’s audited consolidated financial statements as of the fiscal years ended September 30, 2024 and 2023, and for each year in the three fiscal year period ended September 30, 2024 contained in its Annual Reports on Form 10-K, and its unaudited consolidated financial statements as of and for the interim periods ended December 31, 2024, 2023, 2022, and 2021, March 31, 2024, 2023, and 2022, and June 30, 2024, 2023, and 2022 contained in its Quarterly Reports on Form 10-Q (collectively, the “Affected Periods”) should no longer be relied upon because of errors identified in such financial statements”

PATHWARD FINANCIAL, INC. received a nasdaq deficiency notice notice regarding late filing (rules 5250(c)(1)).

“May 22, 2025, Pathward Financial, Inc. ("Pathward Financial" or the “Company”) received an expected notice (the “Notice”) from the Listing Qualifications Department of the Nasdaq Stock Market LLC (“Nasdaq”). The Notice indicated that the Company is not in compliance with Nasdaq Listing Rule 5250(c)(1) (the “Listing Rule”) as a result of its failure to timely file its Quarterly Report on Form 10-Q (“Form 10-Q”) for the fiscal quarter ended March 31, 2025, as described more fully in the Company's Form 12b-25 Notification of Late Filing filed with the Securities and Exchange Commission (the “SEC””

PATHWARD FINANCIAL, INC. completed a disposition involving Honor Capital Corporation for $603.3 million (closed 2024-10-31).

“to AFS IBEX Financial Services, LLC ("AFS IBEX"), and Honor Capital Holdings, LLC as guarantor (“Guarantor”). The cash purchase price paid by the Purchaser at the closing was $603.3 million, based on the net asset value of the assets purchased and liabilities assumed pursuant to the Purchase Agreement plus a $31.2 million premium, subject to customary post-closing”

PATHWARD FINANCIAL, INC. reported the three months ended March 31, 2024 results: revenue $247.2 million, net income $65.3 million, EPS $2.56 per share. Guidance reaffirmed.

“deliver market-leading revenue, employee retention and increased innovation. Financial Highlights for the 2024 Fiscal Second Quarter • Total revenue for the second quarter was $247.2 million, an increase of $18.8 million, or 8%, c ompared to the same quarter in fiscal 2023 , driven by an increase in both net interest income and noninterest income. • Net interest”

PATHWARD FINANCIAL, INC. shareholders approved To ratify the appointment of Crowe LLP as independent auditors for fiscal year ending September 30, 2024 at the 2024-02-27 meeting.

“Proposal 4: To ratify the appointment by the Audit Committee of independent registered public accounting firm Crowe LLP as the independent auditors of the Company’s financial statements for the year ending September 30, 2024, with 22,090,399 votes cast for, 27,260 votes cast against and 12,698 votes abstaining.”

PATHWARD FINANCIAL, INC. shareholders approved To approve the Pathward Financial, Inc. 2023 Omnibus Incentive Plan at the 2024-02-27 meeting.

“Proposal 3: To approve the Pathward Financial, Inc. 2023 Omnibus Incentive Plan, with 18,927,755 votes cast for, 1,082,671 votes cast against, 32,026 votes abstaining and 2,087,905 broker non-votes.”

PATHWARD FINANCIAL, INC. shareholders approved To approve, by a non-binding advisory vote, the compensation of the Company's named executive officers (Say-on-Pay) at the 2024-02-27 meeting.

“Proposal 2: To approve, by a non-binding advisory vote, the compensation of the Company’s “named executive officers” (a “Say-on-Pay” vote), with 19,575,762 votes cast for, 434,498 votes cast against, 32,192 votes abstaining and 2,087,905 broker non-votes.”

PATHWARD FINANCIAL, INC. shareholders approved Election of directors: Becky S. Shulman (3-year term), Lizabeth H. Zlatkus (3-year term), Christopher Perretta (2-year term) at the 2024-02-27 meeting.

“Proposal 1: To elect one director (Mr. Perretta) for a term of two years ending in 2026 and two directors (Ms. Shulman and Ms. Zlatkus) for a term of three years ending in 2027, until their successors are elected and duly qualified: Nominee For Withheld Broker Non-Votes Becky S. Shulman 19,793,230 249,222 2,087,905 Lizabeth H. Zlatkus 19,618,745 423,707 2,087,905 Christopher Perretta 19,265,693 776,759 2,087,905”

Neeraj Mehta was appointed as Director at PATHWARD FINANCIAL, INC..

“On February 27, 2024, the Board of Directors (the “Board”) of Pathward Financial, Inc. (the “Company”) appointed Neeraj Mehta as a member of the Board, effective immediately.”

PATHWARD FINANCIAL, INC. reported three months ended December 31, 2023 results: revenue $162.8 million, net income $27.7 million, EPS $1.06 p er share. Guidance reaffirmed.

“product offerings for a range of programs in market and under development. Financial Highlights for the 2024 Fiscal First Quarter • Total revenue for the first quarter was $162.8 million, an increase of $13.0 million, or 9%, c ompared to the same quarter in fiscal 2023 , driven by an increase in net interest income, partially offset by a decrease in noninterest”

PATHWARD FINANCIAL, INC. reported the fiscal year ended September 30, 2023 results: net income $163.6 million, EPS $5.99 per share.

“The Company reported net income of $163.6 million, $5.99 per share, for the fiscal year ended September 30, 2023”

PATHWARD FINANCIAL, INC. reported the three months ended September 30, 2023 results: net income $35.9 million, EPS $1.36 per share. Guidance raised.

“On October 25, 2023, the Registrant issued a press release announcing its results of operations and financial condition as of and for the three months and fiscal year ended September 30, 2023.”

Glen W. Herrick retired as Executive Vice President, Executive Advisor to the Chief Executive Officer at PATHWARD FINANCIAL, INC..

“After the Effective Time, Mr. Herrick will continue his employment with the Company as Executive Vice President, Executive Advisor to the Chief Executive Officer through December 29, 2023”

Gregory A. Sigrist was appointed as Executive Vice President, Chief Financial Officer at PATHWARD FINANCIAL, INC..

“On October 2, 2023, Pathward Financial, Inc. (the “Company”) appointed Gregory A. Sigrist as Executive Vice President, Chief Financial Officer of the Company and Pathward, N.A., (the “Bank”) effective immediately after the filing of the Form 10-K for the fiscal year ended September 30, 2023”

PATHWARD FINANCIAL, INC. reported fiscal year 2024 results: EPS $6.10 to $6.60. Guidance initiated.

“introducing fiscal year 2024 GAAP earnings per diluted share guidance of $6.10 to $6.60”

PATHWARD FINANCIAL, INC. reported fiscal year 2023 results: EPS $5.60 to $6.00. Guidance raised.

“we are increasing our fiscal year 2023 GAAP earnings per diluted share guidance to $5.60 to $6.00”

PATHWARD FINANCIAL, INC. reported the three months ended June 30, 2023 results: revenue $165.2 million, net income $45.1 million, EPS $1.68 per share.

“culture as well as the Company's purpose to power Financial Inclusion for All. Financial Highlights for the 2023 Fiscal Third Quarter • Total revenue for the third quarter was $165.2 million, an increase of $39.1 million, or 31%, compared to the same quarter in fiscal 2022 , driven by an increase in both net interest income and noninterest income. • Net interest”

PATHWARD FINANCIAL, INC. reported the three months ended March 31, 2023 results: revenue $228.4 million, net income $54.8 million, EPS $1.99 per share. Guidance reaffirmed.

“of Pathward Financial appointed Christopher Perretta as a member of the Board. Financial Highlights for the 2023 Fiscal Second Quarter • Total revenue for the second quarter was $228.4 million, an increase of $34.9 million, or 18%, compared to the same quarter in fiscal 2022 , driven by an increase in both noninterest income and net interest income. • Net interest”

Sonja A. Theisen changed role as Deputy Chief Financial Officer at PATHWARD FINANCIAL, INC..

“Ms. Theisen will no longer be succeeding Mr. Herrick as CFO.”

Christopher Perretta was appointed as member of the Board at PATHWARD FINANCIAL, INC..

“On February 28, 2023, the Board of Directors (the “Board”) of Pathward Financial, Inc. (the “Company”) appointed Christopher Perretta as a member of the Board, effective immediately.”

PATHWARD FINANCIAL, INC. shareholders approved To ratify the appointment by the Audit Committee of independent registered public accounting firm Crowe LLP as the independent auditors of the Company's financial statements for the year ending September 30, 2023 at the 2023-02-28 meeting.

“Proposal 3: To ratify the appointment by the Audit Committee of independent registered public accounting firm Crowe LLP as the independent auditors of the Company's financial statements for the year ending September 30, 2023, with 23,219,937 votes cast for, 131,311 votes cast against and 12,156 votes abstaining.”

PATHWARD FINANCIAL, INC. shareholders approved To approve, by a non-binding advisory vote, the compensation of the Company's "named executive officers" (a "Say-on-Pay" vote) at the 2023-02-28 meeting.

“Proposal 2: To approve, by a non-binding advisory vote, the compensation of the Company's “named executive officers” (a “Say-on-Pay” vote), with 20,444,265 votes cast for, 466,275 votes cast against, 173,266 votes abstaining and 2,279,598 broker non-votes.”

PATHWARD FINANCIAL, INC. shareholders approved To elect two directors for a term of three years, in each case until their successors are elected and duly qualified at the 2023-02-28 meeting.

“Proposal 1: To elect two directors for a term of three years, in each case until their successors are elected and duly qualified: Nominee For Withheld Broker Non-Votes Douglas J. Hajek 20,277,402 806,404 2,279,598 Kendall E. Stork 20,312,407 771,399 2,279,598”

PATHWARD FINANCIAL, INC. reported three months ended December 31, 2022 results: revenue $149.8 million, net income $27.8 million, EPS $0.98 p er share. Guidance raised.

“does not anticipate any further material expenses related to rebranding efforts. Financial Highlights for the 2023 Fiscal First Quarter • Total revenue for the first quarter was $149.8 million, a decrease of $8.4 million, or 5%, compared to the same quarter in fiscal 2022, primarily driven by the $50.0 million gain on sale of names and trademarks recognized during the”

PATHWARD FINANCIAL, INC.: 董事会修订并重述了公司章程，更新了关于通用代理规则、DGCL修订以及性别中立术语等条款。 (effective 2022-12-09).

“On December 9, 2022, the Board of Directors of Pathward Financial, Inc. (the “Company”) amended and restated the Company’s Third Amended and Restated Bylaws (the “Bylaws”), effective immediately. The amendments (i) update various provisions of the Bylaws in light of the universal proxy rules adopted by the U.S. Securities and Exchange Commission with respect to the nomination of directors for election, including a requirement for a stockholder submitting a nomination notice to make a representation as to whether such stockholder intends to solicit proxies in support of director nominees other than the Company’s nominees in accordance with Rule 14a-19 under the Securities Exchange Act of 1934, as amended, and to provide reasonable evidence that certain requirements of such rule have been satisfied; (ii) update various provisions of the Bylaws to reflect the Delaware General Corporation Law (“DGCL”), including recent DGCL amendments; and (iii) update the Bylaws to use gender neutral term”

Glen W. Herrick departed as Chief Financial Officer at PATHWARD FINANCIAL, INC..

“On October 27, 2022, Pathward Financial, Inc. (the “Company”) announced that Sonja Theisen, Executive Vice President, Governance, Risk, and Compliance, will succeed Glen W. Herrick as Chief Financial Officer effective as of April 30, 2023.”

Sonja Theisen was appointed as Chief Financial Officer at PATHWARD FINANCIAL, INC..

“On October 27, 2022, Pathward Financial, Inc. (the “Company”) announced that Sonja Theisen, Executive Vice President, Governance, Risk, and Compliance, will succeed Glen W. Herrick as Chief Financial Officer effective as of April 30, 2023.”

Kia S. Tang was terminated as Executive Vice President, Chief People and Inclusion Officer at PATHWARD FINANCIAL, INC..

“has terminated Kia S. Tang, the Bank’s Executive Vice President, Chief People and Inclusion Officer, effective on May 6, 2022.”

Anthony M. Sharett was appointed as President at PATHWARD FINANCIAL, INC..

“on September 1, 2021 the Board appointed Brett L. Pharr, 59, as Chief Executive Officer and Anthony M. Sharett, 44, as President of Meta Financial, and MetaBank’s Board appointed Mr. Pharr as the Chief Executive Officer and Mr. Sharett as President of MetaBank, effective as of October 1, 2021.”

Brett L. Pharr was appointed as Chief Executive Officer at PATHWARD FINANCIAL, INC..

“on September 1, 2021 the Board appointed Brett L. Pharr, 59, as Chief Executive Officer and Anthony M. Sharett, 44, as President of Meta Financial, and MetaBank’s Board appointed Mr. Pharr as the Chief Executive Officer and Mr. Sharett as President of MetaBank, effective as of October 1, 2021.”

Bradley C. Hanson retired as President and Chief Executive Officer at PATHWARD FINANCIAL, INC..

“Bradley C. Hanson, President and Chief Executive Officer of the Meta Financial Group, Inc. ("Meta Financial") and Co-President and Chief Executive Officer of MetaBank, National Association, a wholly-owned subsidiary of the Company ("MetaBank", together with Meta Financial, the "Company") will retire from his positions at Meta Financial and MetaBank, including the Board of Directors of MetaBank ("MetaBank’s Board").”