CHMG CHEMUNG FINANCIAL CORP

CIK 0000763563 50 ready 8-Ks latest July 22, 2026, 4:10 PM ET RSS · JSON

Activity: NORMAL 1 filings / 30d vs 1 baseline

Ready 8-Ks 50

Latest filing August 19, 2026, 1:20 PM ET

Top materiality 0.80

Event mix dividend ×13 · earnings ×12 · other ×11

Sentiment 9 pos · 3 neg · 38 neu

Latest earnings reported 2026-Q1

Executive change recent →

Recent 8-K filings for CHMG

Highest-materiality recent filing

Chemung Financial Q2 net loss $6.5M on $17.5M securities sale loss; non-GAAP EPS $1.31

July 17, 2025, 7:59 PM ET earnings materiality 0.80 negative item 2.02 item 9.01

Net loss of $6.5M ($1.35 per share) in Q2 2025 vs net income of $6.0M ($1.26) in Q1 2025.
Issued $45M subordinated notes and sold $245.5M securities for $227.3M proceeds, realizing $17.5M pre-tax loss.

Read filing →

July 22, 2026, 4:10 PM ET earnings materiality 0.75 positive item 2.02 item 9.01

Chemung Financial Q2 net income $8.8M vs loss $6.5M YoY; NIM expands 62 bps

Net income of $8.8M ($1.82/diluted share) vs net loss of $6.5M ($1.35/share) in Q2 2025.
April 17, 2026, 7:59 PM ET earnings materiality 0.75 positive item 2.02 item 9.01 ◈ Earnings Releases

Chemung Financial posts record Q1 net income of $9.2M ($1.91 EPS), up 53% YoY

Net income $9.2M, EPS $1.91 vs $1.26 in Q1 2025; revenue (NII) $23.6M, up 19.2% YoY.
January 26, 2026, 6:59 PM ET earnings materiality 0.75 positive item 2.02 item 9.01

Chemung Financial Q4 net income $7.7M ($1.61/shr); FY adjusted EPS $5.80, up 17%

Q4 2025 net income $7.7M vs $7.8M in Q3 and $5.9M in Q4 2024; GAAP FY net income $15.1M.
October 21, 2025, 7:59 PM ET earnings materiality 0.70 positive item 2.02 item 9.01

Chemung Financial Q3 net income $7.8M ($1.62/sh); dividend raised to $0.34

Net income of $7.8M ($1.62 EPS) vs Q2 net loss of $6.5M (-$1.35) and Q3 2024 net income $5.7M ($1.19).
July 17, 2025, 7:59 PM ET earnings materiality 0.80 negative item 2.02 item 9.01

Chemung Financial Q2 net loss $6.5M on $17.5M securities sale loss; non-GAAP EPS $1.31

Net loss of $6.5M ($1.35 per share) in Q2 2025 vs net income of $6.0M ($1.26) in Q1 2025.
June 12, 2025, 7:59 PM ET other material materiality 0.60 neutral item 8.01

Chemung Financial sells $242M securities at $17M pre-tax loss; issues $45M sub notes

Sold $242M available-for-sale securities (2.1% avg yield, ~3 yr avg life), realizing $17M pre-tax loss in Q2 2025.
June 10, 2025, 7:59 PM ET debt materiality 0.60 neutral item 1.01 item 2.03 item 7.01 item 9.01 ◈ Debt Financings

Chemung Financial issues $45M in 7.75% subordinated notes due 2035

Issued $45M aggregate principal of 7.75% Fixed-to-Floating Rate Subordinated Notes due 2035.
April 18, 2025, 7:59 PM ET earnings materiality 0.60 neutral item 2.02 item 9.01

Chemung Financial Q1 net income $6.0M ($1.26/sh) down 16% YoY; dividend increased 3.2%

Net income $6.0M ($1.26 EPS) vs $7.1M ($1.48) Q1 2024 and $5.9M ($1.24) Q4 2024.
February 19, 2025, 6:59 PM ET dividend materiality 0.60 positive item 8.01 item 9.01

Chemung Financial raises quarterly dividend to $0.32/share, up 3.2%

Quarterly cash dividend increased $0.01 to $0.32 per share, a 3.2% increase.
January 28, 2025, 6:59 PM ET earnings materiality 0.60 neutral item 2.02 item 9.01

Chemung Financial Q4 EPS $1.24, FY net income $23.7M; net interest margin expands 20bps QoQ

Annual net income $23.7M ($4.96 EPS) vs $25.0M ($5.28) prior year; net interest margin 2.76% vs 2.85%.
October 22, 2024, 7:59 PM ET earnings materiality 0.65 neutral item 2.02 item 9.01

Chemung Financial Q3 net income $5.7M, EPS $1.19; QoQ up 14%, YoY down 25%

Net interest income $18.4M, NIM (FTE) 2.72% vs 2.66% Q2 2024; loan yield up 11 bps QoQ.
July 18, 2024, 7:59 PM ET earnings materiality 0.75 negative item 2.02 item 9.01

Chemung Financial Corporation Reports Q2 2024 Net Income of $5.0M, Down from Prior Quarter and Year

Net income of $5.0 million ($1.05 per share) for Q2 2024, compared to $7.1 million in Q1 2024 and $6.3 million in Q2 2023.
April 18, 2024, 7:59 PM ET earnings materiality 0.65 neutral item 2.02 item 9.01 ◈ Earnings Releases

Chemung Financial Q1 2024 net income $7.1M ($1.48/sh); loans exceed $2B

Net income of $7.1M ($1.48/sh) vs. $3.8M ($0.80) in Q4 2023 and $7.3M ($1.54) in Q1 2023.
January 25, 2024, 6:59 PM ET earnings materiality 0.75 negative item 2.02 item 9.01 ◈ Earnings Releases ×2

Chemung Financial annual net income $25.0M ($5.28 EPS), down 13% YoY; Q4 EPS $0.80 vs $1.58

Net income for 2023 $25.0M ($5.28 EPS) vs $28.8M ($6.13 EPS) in 2022, a 13% decline.
October 25, 2023, 7:59 PM ET earnings materiality 0.75 positive item 2.02 item 9.01 ◈ Earnings Releases

Chemung Financial Q3 net income $7.6M, EPS $1.61, up from $1.37 YoY

Net income $7.6M ($1.61 per share) vs $6.5M ($1.37) in Q3 2022.

Executive changes

Departed

Thomas W. Wirth

Executive Vice President responsible for the Wealth Management Group

CHMG · CHEMUNG FINANCIAL CORP

Filed: March 14, 2025, 7:59 PM ET

On March 12, 2025, Thomas W. Wirth notified Chemung Financial Corporation (the “Corporation”) of his intention to retire, effective in or around the third quarter of 2025, from his position as Executive Vice President (“EVP”) responsible for the Wealth Management Group of Chemung Canal Trust Company (the “Bank”), the wholly-owned banking subsidiary of the Corporation.

Departed

Karl F. Krebs

Chief Financial Officer and Treasurer

CHMG · CHEMUNG FINANCIAL CORP

Effective: 2023-07-01
Filed: June 29, 2023, 7:59 PM ET

whose retirement as Chief Financial Officer and Treasurer of the Corporation, and Executive Vice President, Chief Financial Officer and Treasurer of the Bank will become effective as of July 1, 2023.

Departed

Karl F. Krebs

Chief Financial Officer and Treasurer

CHMG · CHEMUNG FINANCIAL CORP

Effective: 2023-06-30
Successor: Dale M. McKim III
Filed: June 2, 2023, 7:59 PM ET

Mr. McKim succeeds Karl F. Krebs who will retire as Chief Financial Officer and Treasurer of the Corporation, and Executive Vice President, Chief Financial Officer and Treasurer of the Bank effective June 30, 2023.

Appointed

Dale M. McKim III

Chief Financial Officer and Treasurer

CHMG · CHEMUNG FINANCIAL CORP

Effective: 2023-07-01
Filed: June 2, 2023, 7:59 PM ET

appointed Dale M. McKim III, age 48, Chief Financial Officer and Treasurer of the Corporation, and Executive Vice President, Chief Financial Officer and Treasurer of the Bank effective July 1, 2023.

Departed

Karl F. Krebs

Executive Vice President, Chief Financial Officer and Treasurer

CHMG · CHEMUNG FINANCIAL CORP

Filed: March 27, 2023, 7:59 PM ET

On March 22, 2023, Karl F. Krebs, Executive Vice President, Chief Financial Officer and Treasurer of Chemung Financial Corporation (the “Corporation”) and Chemung Canal Trust Company (the “Bank”) notified the Corporation and the Bank of his decision to retire from his positions with the Corporation and the Bank in 2023.

Appointed

Joseph F. Meade IV

director

CHMG · CHEMUNG FINANCIAL CORP

Effective: 2022-08-17
Filed: August 19, 2022, 7:59 PM ET

Effective August 17, 2022, the Boards of Directors (“Directors”) of Chemung Financial Corporation (the “Corporation”), and its wholly-owned bank subsidiary, Chemung Canal Trust Company (the “Bank”), elected Joseph F. Meade IV to serve as director of both the Corporation and the Bank.

Earnings & guidance

2026-Q1 EPS reported $1.91 filing →

Materiality & sentiment trend

Max materiality 0.80 · Median 0.30 · Most common event dividend

9 positive 3 negative 38 neutral

source · CHMG on sec.gov