Recent 8-K filings for CHMG

• April 17, 2026, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01 ◈ Earnings Releases

  Chemung Financial posts record Q1 net income of $9.2M ($1.91 EPS), up 53% YoY

  Net income $9.2M, EPS $1.91 vs $1.26 in Q1 2025; revenue (NII) $23.6M, up 19.2% YoY.

• January 26, 2026, 6:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  Chemung Financial Q4 net income $7.7M ($1.61/shr); FY adjusted EPS $5.80, up 17%

  Q4 2025 net income $7.7M vs $7.8M in Q3 and $5.9M in Q4 2024; GAAP FY net income $15.1M.

• October 21, 2025, 7:59 PM ET earnings materiality 0.70 positive item 2.02item 9.01

  Chemung Financial Q3 net income $7.8M ($1.62/sh); dividend raised to $0.34

  Net income of $7.8M ($1.62 EPS) vs Q2 net loss of $6.5M (-$1.35) and Q3 2024 net income $5.7M ($1.19).

• July 17, 2025, 7:59 PM ET earnings materiality 0.80 negative item 2.02item 9.01

  Chemung Financial Q2 net loss $6.5M on $17.5M securities sale loss; non-GAAP EPS $1.31

  Net loss of $6.5M ($1.35 per share) in Q2 2025 vs net income of $6.0M ($1.26) in Q1 2025.

• June 12, 2025, 7:59 PM ET other material materiality 0.60 neutral item 8.01

  Chemung Financial sells $242M securities at $17M pre-tax loss; issues $45M sub notes

  Sold $242M available-for-sale securities (2.1% avg yield, ~3 yr avg life), realizing $17M pre-tax loss in Q2 2025.

• June 10, 2025, 7:59 PM ET debt materiality 0.60 neutral item 1.01item 2.03item 7.01item 9.01 ◈ Debt Financings

  Chemung Financial issues $45M in 7.75% subordinated notes due 2035

  Issued $45M aggregate principal of 7.75% Fixed-to-Floating Rate Subordinated Notes due 2035.

• April 18, 2025, 7:59 PM ET earnings materiality 0.60 neutral item 2.02item 9.01

  Chemung Financial Q1 net income $6.0M ($1.26/sh) down 16% YoY; dividend increased 3.2%

  Net income $6.0M ($1.26 EPS) vs $7.1M ($1.48) Q1 2024 and $5.9M ($1.24) Q4 2024.

• February 19, 2025, 6:59 PM ET dividend materiality 0.60 positive item 8.01item 9.01

  Chemung Financial raises quarterly dividend to $0.32/share, up 3.2%

  Quarterly cash dividend increased $0.01 to $0.32 per share, a 3.2% increase.

• January 28, 2025, 6:59 PM ET earnings materiality 0.60 neutral item 2.02item 9.01

  Chemung Financial Q4 EPS $1.24, FY net income $23.7M; net interest margin expands 20bps QoQ

  Annual net income $23.7M ($4.96 EPS) vs $25.0M ($5.28) prior year; net interest margin 2.76% vs 2.85%.

• October 22, 2024, 7:59 PM ET earnings materiality 0.65 neutral item 2.02item 9.01

  Chemung Financial Q3 net income $5.7M, EPS $1.19; QoQ up 14%, YoY down 25%

  Net interest income $18.4M, NIM (FTE) 2.72% vs 2.66% Q2 2024; loan yield up 11 bps QoQ.

• July 18, 2024, 7:59 PM ET earnings materiality 0.75 negative item 2.02item 9.01

  Chemung Financial Corporation Reports Q2 2024 Net Income of $5.0M, Down from Prior Quarter and Year

  Net income of $5.0 million ($1.05 per share) for Q2 2024, compared to $7.1 million in Q1 2024 and $6.3 million in Q2 2023.

• April 18, 2024, 7:59 PM ET earnings materiality 0.65 neutral item 2.02item 9.01 ◈ Earnings Releases

  Chemung Financial Q1 2024 net income $7.1M ($1.48/sh); loans exceed $2B

  Net income of $7.1M ($1.48/sh) vs. $3.8M ($0.80) in Q4 2023 and $7.3M ($1.54) in Q1 2023.

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.80 · Median 0.32 · Most common event dividend

6 positive 2 negative 30 neutral

source · CHMG on sec.gov