Matthew P. Layer
Matthew P. Layer, EVP and Chief Lending Officer, will retire from LCNB National Bank (the “Bank”) effective September 30, 2024.
Highest-materiality recent filing
LCNB Q1 net income falls to $4.4M; provision spike offsets record NIM expansion
EPS $0.31 vs $0.33 YoY; net interest margin up 58bps to 3.83%, record NII $18.8M.
LCNB Corp reports record annual net income of $23.1M for FY2025; Q4 EPS $0.40
Record annual net income of $23.1M (FY2025), up from $13.5M in FY2024; diluted EPS $1.63 vs $0.97.
LCNB Corp Q3 2025 EPS $0.49, up 58% YoY; NIM expands to 3.57%
Q3 2025 net income $6.9M ($0.49 diluted) vs $4.5M ($0.31) YoY; nine-month net income $17.5M ($1.23).
LCNB Corp Q2 2025 EPS $0.41 vs $0.07 YoY; NIM expands to 3.47% from 2.86%
Net income $5.9M ($0.41 diluted EPS) vs $0.9M ($0.07) in Q2 2024; six-month EPS $0.74 vs $0.21.
LCNB Q1 EPS $0.33 (up 120% YoY); NIM expands to 3.25%
GAAP diluted EPS $0.33, up 120% from $0.15 YoY; net income $4.6M vs $1.9M.
LCNB Q4 GAAP EPS $0.44 (vs -$0.02); NIM 3.22%; NPLs rise to 0.27% of loans; dividend +3.5%
Q4 net income $6.1M ($0.44 diluted), vs loss of $293K ($0.02) in Q4 2023; full-year net income $13.5M ($0.97) vs $12.6M ($1.10).
LCNB Q3 net income up 11% YoY to $4.5M; tangible book value rises to $10.97
Q3 net income $4.5M ($0.31 EPS) vs $4.1M ($0.37 EPS) last year; adjusted net income $4.8M ($0.34 EPS).
LCNB Q2 net income drops 80% to $0.9M, EPS $0.07; adjusted EPS $0.29
GAAP net income $925K vs $4.7M YoY; EPS $0.07 vs $0.42.
LCNB Corp Q1 net income falls 54% to $1.9M; EPS $0.15 vs $0.37; Eagle deal closed Apr 12
GAAP net income $1.9M (EPS $0.15) vs $4.2M ($0.37) YoY; adjusted net income $2.6M ($0.20) excluding $775K merger costs.
LCNB Corp completes acquisition of Eagle Financial Bancorp; combined assets exceed $2.5B
EFBI shareholders received 1.1401 LCNB shares or $19.10 cash per share; total consideration not disclosed.
Matthew P. Layer, EVP and Chief Lending Officer, will retire from LCNB National Bank (the “Bank”) effective September 30, 2024.
Jeff D. Meeker, age 61, the Bank’s current SVP and Chief Credit Officer, will assume the role of EVP and Chief Lending Officer effective at the close of business on September 30, 2024.
Max materiality 0.80 · Median 0.55 · Most common event earnings