Recent 8-K filings for MCY

• May 5, 2026, 7:59 PM ET earnings materiality 0.90 positive item 2.02item 9.01

  Mercury General reports Q1 net income of $190M vs year-ago loss; combined ratio improves to 89.3%

  Net income of $190.4M ($3.44 diluted EPS) vs loss of $108.3M ($1.96 loss) in Q1 2025.

• February 17, 2026, 6:59 PM ET earnings materiality 0.85 positive item 2.02item 9.01

  Mercury General Q4 net income $202.5M ($3.66 EPS), doubled YoY; wildfire net loss $380M

  Q4 2025 net income $202.5M ($3.66 diluted EPS), up 100% from $101.1M ($1.82) a year ago.

• November 4, 2025, 6:59 PM ET earnings materiality 0.80 positive item 2.02item 9.01

  Mercury General Q3 net income $280.4M, EPS $5.06; combined ratio improves to 87.0%

  Net premiums earned $1.41B (+6.8% YoY); operating income $213.7M, up 52.2%.

• July 29, 2025, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01

  Mercury General Q2 net income jumps 166% to $166.5M on lower catastrophe losses; combined ratio improves to 92.5%

  Diluted EPS $3.01 vs $1.13 a year ago; operating EPS $2.67 vs $1.09.

• May 6, 2025, 7:59 PM ET earnings materiality 0.90 negative item 2.02item 9.01

  Mercury General Q1 net loss $108.3M; wildfire losses drive combined ratio to 119.2%

  Net loss of $108.3M ($1.96 diluted EPS) vs net income of $73.5M ($1.33) in Q1 2024.

• February 11, 2025, 6:59 PM ET earnings materiality 0.85 negative item 2.02item 9.01

  Mercury General Q4: op EPS $2.78, combined ratio 91.4%; CA wildfires net loss est $155-325M

  Q4 net premiums earned up 18.1% YoY to $1.35B; combined ratio improved 7.2 pts to 91.4%.

• January 21, 2025, 6:59 PM ET other material materiality 0.65 negative item 7.01item 9.01

  Mercury General pays $80M in wildfire claims, details reinsurance structure

  Paid $80M to policyholders for living expenses and contents; dwelling claims at Coverage A for total losses.

• January 10, 2025, 6:59 PM ET other material materiality 0.85 negative item 7.01item 9.01

  Mercury General: SoCal wildfires (Jan 7) expected losses > $150M retention; reinsurance provides $1.29B limits

  Wildfires beginning Jan 7, 2025 in Southern California caused widespread damage; losses expected to exceed $150M retention.

• October 29, 2024, 7:59 PM ET earnings materiality 0.85 positive item 2.02item 9.01

  Mercury General posts Q3 net income of $230.9M vs year-ago loss; combined ratio 93.6%

  Net income $230.9M ($4.17 diluted EPS) vs loss of $8.2M ($0.15 loss) in Q3 2023.

• July 30, 2024, 7:59 PM ET earnings materiality 0.85 positive item 2.02item 9.01

  Mercury General Q2 net income $62.6M; combined ratio improves to 98.9%

  Net income of $62.6M ($1.13/diluted share) vs. loss of $41.5M ($0.75) in Q2 2023.

• April 30, 2024, 7:59 PM ET earnings materiality 0.75 positive item 2.02item 9.01 ◈ Earnings Releases

  Mercury General Q1 net income $73.5M vs loss; combined ratio 100.9%; declares $0.3175 dividend

  Net income of $73.5M ($1.33/sh) vs loss of $45.3M (-$0.82/sh) in Q1 2023.

• February 13, 2024, 6:59 PM ET earnings materiality 0.80 positive item 2.02item 9.01 ◈ Earnings Releases ×2

  Mercury General Q4 net income $191M vs loss; combined ratio 98.6%; declares $0.3175 dividend

  Q4 net income $191.4M ($3.46 diluted EPS) vs loss $6.8M ($0.12 loss) a year ago; operating income $63.6M ($1.15 per share).

• December 13, 2023, 6:59 PM ET leadership materiality 0.60 positive item 5.02item 7.01item 9.01 ◈ executive_change ×2

  Mercury General appoints Victor Joseph as President & COO and director effective Jan 1, 2024

  Victor Joseph, 37, promoted to President & COO (from EVP & COO) and appointed to the Board, effective Jan 1, 2024.

Executive changes

Earnings & guidance

Materiality & sentiment trend

Max materiality 0.90 · Median 0.78 · Most common event earnings

9 positive 4 negative 5 neutral

source · MCY on sec.gov