NMI Holdings, Inc. reported the first quarter ended March 31, 2026 results: revenue $183.5 million, net income $99.3 million, EPS $1.28 per diluted share.
“Selected first quarter 2026 highlights include: • Primary insurance-in-force at quarter end was $222.3 billion, compared to $221.4 billion at the end of the fourth quarter and $211.3 billion at the end of the first quarter of 2025. • Net premiums earned were $154.8 million, compared to $152.5 million in the fourth quarter and $149.4 million in the first quarter of 2025. • Total revenue was $183.5 million, compared to $180.7 million in the fourth quarter and $173.2 million in the first quarter of 2025. • Insurance claims and claim expenses were $20.7 million, compared to $21.2 million in the fourth quarter and $4.5 million in the first quarter of 2025. Loss ratio was 13.3%, compared to 13.9% in the fourth quarter and 3.0% in the first quarter of 2025. • Underwriting and operating expenses were $30.6 million, compared to $31.1 million in the fourth quarter and $30.2 million in the first quarter of 2025. Expense ratio was 19.8%, compared to 20.4% in the fourth quarter and 20.2% in the fir”
Governance Changes
NMI Holdings, Inc.: Board approved amended and restated Bylaws with technical, administrative, modernizing, and clarifying changes (effective 2024-05-09).
“the Board of Directors (the “Board”) of the Company approved and adopted amended and restated Bylaws (the “Amended and Restated Bylaws”), effective the same day”
Governance Changes
NMI Holdings, Inc.: Stockholders approved amendment and restatement of certificate of incorporation to provide exculpation for certain officers as permitted by Delaware law (effective 2024-05-09).
“the stockholders of NMI Holdings, Inc. (the “Company”) approved the amendment and restatement of the Company’s Second Amended and Restated Certificate of Incorporation to provide for the exculpation of certain officers of the Company against personal liability to the extent permitted by the Delaware General Corporation Law”
Shareholder Votes
NMI Holdings, Inc. shareholders approved The amendment and restatement of our certificate of incorporation to provide exculpation for certain officers as permitted by Delaware law at the 2024-05-09 meeting.
“4. The amendment and restatement of our certificate of incorporation to provide exculpation for certain officers as permitted by Delaware law was approved by the following vote: FOR AGAINST ABSTAIN BROKER NON-VOTES 60,978,246 7,906,322 28,547 2,233,207”
Shareholder Votes
NMI Holdings, Inc. shareholders approved The ratification of the appointment of BDO USA, LLP as the Company's independent registered public accounting firm for the year ending December 31, 2024 at the 2024-05-09 meeting.
“3. The ratification of the appointment of BDO USA, LLP as the Company's independent registered public accounting firm for the year ending December 31, 2024 was approved by the following vote: FOR AGAINST ABSTAIN 70,376,238 761,144 8,940”
Shareholder Votes
NMI Holdings, Inc. shareholders approved The advisory vote to approve our executive compensation at the 2024-05-09 meeting.
“2. The advisory vote to approve our executive compensation was approved by the following vote: FOR AGAINST ABSTAIN BROKER NON-VOTES 65,152,120 3,746,588 14,507 2,233,207”
Shareholder Votes
NMI Holdings, Inc. shareholders approved Election of Directors at the 2024-05-09 meeting.
“1. The following directors were elected: FOR WITHHELD BROKER NON-VOTES Bradley M. Shuster 64,073,342 4,839,773 2,233,207 Adam S. Pollitzer 67,881,569 1,031,546 2,233,207 Michael Embler 67,496,079 1,417,036 2,233,207 John C. Erickson 68,564,859 348,256 2,233,207 Priya Huskins 67,936,647 976,468 2,233,207 Lynn S. McCreary 67,387,104 1,526,011 2,233,207 Michael Montgomery 67,497,319 1,415,796 2,233,207 Regina L. Muehlhauser 68,542,915 370,200 2,233,207 Steven L. Scheid 65,787,737 3,125,378 2,233,207”
Earnings Releases
NMI Holdings, Inc. reported three months ended March 31, 2024 results: net income net income of $89.0 million, EPS Diluted earnings per share was $1.08.
“NMI Holdings, Inc. (Nasdaq: NMIH) today reported net income of $89.0 million, up 7% compared to $83.4 million in the fourth quarter ended December 31, 2023 and up 20% compared to $74.5 million in the first quarter ended March 31, 2023. Diluted earnings per share was $1.08, up 8% compared to $1.01 in the fourth quarter ended December 31, 2023 and up 24% compared to $0.88 in the first quarter ended March 31, 2023.”
Facts are extracted by an LLM and gated to those whose source quote is present verbatim in the filing text. Coverage is best-effort while backfill and monitoring mature; this is not yet a full-market index. See methodology.