STANDARD PREMIUM FINANCE HOLDINGS, INC. — fact timeline

STANDARD PREMIUM FINANCE HOLDINGS, INC. shareholders approved Authorization to amend the Articles of Incorporation to remove a provision which requires that the Company have eleven members on the Board of Directors at the 2026-06-12 meeting.

“Proposal 4 – Authorization to amend the Articles of Incorporation to remove a provision which requires that the Company have eleven members on the Board of Directors Shareholders approved the amendment of the Articles of Incorporation to remove a provision which requires that the Company have 11 members on the Board of Directors. The voting results for this proposal are as follows: Votes For Votes Against Abstain 1,723,167 — 286,748 There were no broker non-votes.”

STANDARD PREMIUM FINANCE HOLDINGS, INC. shareholders approved Desired frequency of the non-binding advisory vote to approve executive compensation at the 2026-06-12 meeting.

“Proposal 3 – Desired frequency of the non-binding advisory vote to approve executive compensation Shareholders approved a frequency of three years regarding the frequency of future advisory votes on named executive officer compensation. The voting results for this proposal are as follows: Three Years Two Years One Year 1,250,939 418,713 340,263 There were no abstentions or broker non-votes.”

STANDARD PREMIUM FINANCE HOLDINGS, INC. shareholders approved Advisory resolution to approve executive compensation at the 2026-06-12 meeting.

“Proposal 2 – Advisory resolution to approve executive compensation Shareholders approved, on an advisory basis, the Company’s compensation of its named executive officers, as disclosed in the 2026 Annual Meeting Proxy Statement. The voting results for this proposal are as follows: Votes For Votes Against Abstain 1,949,450 — 60,465 There were no broker non-votes.”

STANDARD PREMIUM FINANCE HOLDINGS, INC. shareholders approved Election of Directors at the 2026-06-12 meeting.

“Proposal 1 – Election of Directors Shareholders approved the election of three directors to serve as directors for a three-year term to expire at the 2029 Annual Meeting. The voting results for this proposal are as follows: Nominee Votes For Votes Withheld William Koppelmann 2,009,915 — Mark Kutner, MD 2,009,915 — Scott Howell, MD 2,009,915 — There were no abstentions or broker non-votes.”

STANDARD PREMIUM FINANCE HOLDINGS, INC. engaged M&K CPAs, PLLC as its auditor.

“On March 30, 2026, the Audit Committee of the Board of Directors of Standard Premium Finance Holdings, Inc. (the “Company”) engaged M&K CPAs, PLLC to serve as the Company’s independent registered public accounting firm.”

Stephano Slack, LLC resigned as auditor of STANDARD PREMIUM FINANCE HOLDINGS, INC..

“On March 27, 2026, Standard Premium Finance Holdings, Inc., a Florida corporation (the “Company”), received the resignation of Stephano Slack, LLC as our independent registered public accountant, effective immediately.”

STANDARD PREMIUM FINANCE HOLDINGS, INC. amended credit facility of $75,000,000 with an additional uncommitted $40,000,000 accordion feature for a total of $115,000,000 with First Horizon Bank, Flagstar Bank and Cadence Bank at 210 bps from a range of 255 – 296 bps maturing September 25, 2028.

“On September 25, 2025, Standard Premium Finance Holdings, Inc., a Florida corporation (the “Company”), through its wholly-owned subsidiary, Standard Premium Finance Management Corporation (the “Borrower”) entered into a Fifth Amendment to Loan Agreement and Omnibus Amendment to Loan Documents (the “Amendment”) with First Horizon Bank, Flagstar Bank and Cadence Bank, which increased the maximum aggregate borrowing capacity under the Loan Agreement to $75,000,000 with an additional uncommitted $40,000,000 accordion feature for a total of $115,000,000. The Amendment also reduced the interest rate margin to 210 bps from a range of 255 – 296 bps. Additionally, the Amendment extended the maturity date of the loan to September 25, 2028.”

STANDARD PREMIUM FINANCE HOLDINGS, INC. amended revolving credit of to $50 million from $45 million with First Horizon Bank.

“On May 21, 2025 the Company entered into an amendment of its loan agreement with First Horizon Bank which increased the size of its revolving credit facility to $50 million from $45 million.”

STANDARD PREMIUM FINANCE HOLDINGS, INC. engaged Stephano Slack, LLC as its auditor.

“engaged Stephano Slack, LLC to serve as the Company’s independent registered public accounting firm”

Assurance Dimensions, LLC resigned as auditor of STANDARD PREMIUM FINANCE HOLDINGS, INC..

“received the resignation of Assurance Dimensions, LLC as our independent registered public accountant, effective immediately”

STANDARD PREMIUM FINANCE HOLDINGS, INC. shareholders approved Approval of the issuance of common stock purchase warrants and the underlying common shares at the 2023-06-23 meeting.

“Proposal 3 – Approval of the issuance of common stock purchase warrants and the underlying common shares Shareholders approved the issuance of up to 1,400,000 common stock purchase warrants and the issuance of up to 1,400,000 shares of common stock upon the exercise of such warrants. The voting results for this proposal are as follows: Votes For Votes Against 2,401,687 100 There were no abstentions or broker non-votes.”

STANDARD PREMIUM FINANCE HOLDINGS, INC. shareholders approved Ratification of independent registered accounting firm for 2023 at the 2023-06-23 meeting.

“Proposal 2 – Ratification of independent registered accounting firm for 2023 Shareholders ratified the appointment of Assurance Dimensions, LLC to serve as the Company’s independent registered public accounting firm for its 2023 fiscal year. The voting results for this proposal are as follows: Votes For Votes Against Abstain 2,386,328 100 15,359 There were no broker non-votes.”

STANDARD PREMIUM FINANCE HOLDINGS, INC. shareholders approved Election of Directors at the 2023-06-23 meeting.

“Proposal 1 – Election of Directors Shareholders approved the election of three directors to serve as directors for a two-year term to expire at the 2026 Annual Meeting. The voting results for this proposal are as follows: Nominee Votes For Votes Withheld William Koppelmann 2,401,787 - Dr. Mark E. Kutner 2,401,787 - Dr. Scott Howell 2,401,787 - There were no abstentions or broker non-votes.”

STANDARD PREMIUM FINANCE HOLDINGS, INC. engaged Assurance Dimensions, Inc. as its auditor.

“On January 23, 2023, the Audit Committee of the Board of Directors of Standard Premium Finance Holdings, Inc. (the “Company”) engaged Assurance Dimensions, Inc. to serve as the Company’s independent registered public accounting firm.”

STANDARD PREMIUM FINANCE HOLDINGS, INC. amended Second Amendment to Loan Agreement with First Horizon Bank (effective 2022-11-30).

“On November 30, 2022, the Borrower and the Lender entered into a Second Amendment to Loan Agreement ("Second Amendment"), which extended the maturity until November 30, 2025.”

STANDARD PREMIUM FINANCE HOLDINGS, INC. reported that prior financial statements should not be relied upon.

“On November 14, 2022, the Audit Committee of the Board of Directors of Standard Premium Finance Holdings, Inc. (the “Company”), after consultation with management and discussions with its reviewing independent registered public accounting firm for its Form 10-Q for the fiscal quarter ended September 30, 2022, concluded that the Company’s previously issued financial statements for the year ended December 31, 2021 (the “Relevant Period”) should be restated and should no longer be relied upon.”

STANDARD PREMIUM FINANCE HOLDINGS, INC. engaged Assurance Dimensions, Inc. as its auditor.

“On November 14, 2022, the Audit Committee of the Board of Directors of Standard Premium Finance Holdings, Inc. (the “Company”) engaged Assurance Dimensions, Inc. to serve as the Company’s independent registered public accounting firm to audit the restated consolidated statement of cash flows for the year ended December 31, 2021 of the Company”

Samuel Konig resigned as Executive Vice President and Director at STANDARD PREMIUM FINANCE HOLDINGS, INC..

“On January 7, 2022, Mr. Samuel Konig notified the company of his intent to resign from his positions as Executive Vice President and Director of the Company as of January 7, 2022.”