Debt Financings

RESIDEO TECHNOLOGIES, INC. amended credit facility with JPMorgan Chase Bank, N.A. at Term SOFR plus 2.00%.

“increase the interest rate on the Existing Term B Tranches from Term SOFR plus 1.75% to Term SOFR plus 2.00%”

RESIDEO TECHNOLOGIES, INC. incurred term loan of $1.225 billion with JPMorgan Chase Bank, N.A. at Term SOFR plus 2.00% maturing August 13, 2032.

“the Company obtained incremental senior secured term loans with a seven-year maturity and an interest rate of Term SOFR plus 2.00% in an aggregate principal amount of $1.225 billion”

AAR CORP incurred senior notes of $150,000,000 aggregate principal amount with Wilmington Trust, National Association at 6.750% per annum maturing March 15, 2029.

“6.750% Senior Notes due 2029 On August 14, 2025, AAR CORP. (the “Company”), a Delaware corporation, issued $150,000,000 aggregate principal amount of its 6.750% Senior Notes due 2029 (the “Additional Notes”).”

Lulu's Fashion Lounge Holdings, Inc. incurred revolving credit of $20 million commitment with White Oak Commercial Finance, LLC at 30-day SOFR rate plus 3.95% maturing August 14, 2028.

“as Administrative Agent, and the lenders party thereto (the “2025 Credit Agreement”). The 2025 Credit Agreement is comprised of an asset-based revolving credit facility with a $20 million commitment, a $5 million uncommitted accordion and a $1 million sublimit for letters of credit. The amount that the Borrowers may borrow under the 2025 Credit Agreement is based”

Nexentis Technologies Inc. incurred loan of $1,500,000 with YA II PN, Ltd..

“On August 12, 2025, pursuant to the terms and conditions of the Purchase Agreement, as amended, the Investor paid to the Company the first portion of the Advance in the amount of $1,500,000 and the Company issued a promissory note in the principal amount of $1,500,000 to the Investor (the “Note”).”

Clene Inc. incurred convertible notes of $1,500,000 aggregate principal amount with AE Capital Limited; A Global Chorus Foundation; Glenn and Shelina Way at 12% per annum, interest capitalized and added to principal balance maturing earlier of 18 months from closing or Change in Control.

“On August 13, 2025, the Company entered into a note purchase agreement (the “August 2025 Note Purchase Agreement”) by and among the Company and AE Capital Limited, A Global Chorus Foundation and Glenn and Shelina Way (together with AE Capital Limited and A Global Chorus Foundation, the “August 2025 Note Purchasers”), pursuant to which the Company agreed to sell, and the August 2025 Note Purchasers agreed to purchase, the Company’s senior secured convertible promissory notes (collectively, the “ August 2025 Notes”) in a principal amount totaling $1,500,000.”

Clene Inc. amended convertible notes of original principal amounts unchanged (December 2024 Notes); monthly principal repayments of $1,000,000 per month deferre with Kensington Clene 2024, LLC; 4Life Research, LLC; La Scala Investments, LLC at interest capitalized and added to balance from August 1, 2025; at holder electio maturing maturity extended to earlier of February 13, 2027 or Change in Control.

“On August 13, 2025, Clene Inc. (the “Company”) entered into the first amendment (the “Amendment”) to the senior secured convertible promissory notes (collectively, the “December 2024 Notes”) which were issued by the Company on December 17, 2024 to Kensington Clene 2024, LLC (“Kensington”), 4Life Research, LLC (“4Life”) and La Scala Investments, LLC (“La Scala,” and collectively with Kensington and 4Life, the “December 2024 Note Purchasers”).”

WinVest Acquisition Corp. amended loan of $30,000 with WinVest SPAC LLC.

“On August 13, 2025, the Company effected the third drawdown of $30,000 under the Promissory Note and caused the Sponsor to deposit such sum into the Trust Account in connection with the extension of the Termination Date from August 17, 2025 to September 17, 2025.”

WinVest Acquisition Corp. incurred loan of $90,000 with WinVest SPAC LLC at does not bear interest maturing the earlier of (a) the closing of a Business Combination and (b) the Company's liquidation.

“On June 16, 2025, WinVest Acquisition Corp. (the “Company”) issued an unsecured promissory note in the principal amount of $90,000 (the “Promissory Note”) to WinVest SPAC LLC, a Delaware limited liability company (the “Sponsor”), pursuant to which the Sponsor agreed to loan to the Company up to $90,000 in connection with the extension of the date (the “Termination Date”) by which the Company must consummate an initial business combination (“Business Combination”).”

USCB FINANCIAL HOLDINGS, INC. incurred senior notes of $40.0 million in aggregate principal amount with qualified institutional buyers (the "Purchasers") at 7.625% Fixed-to-Floating Rate maturing August 15, 2035.

“the Company sold and issued $40.0 million in aggregate principal amount of its 7.625% Fixed-to-Floating Rate Subordinated Notes due 2035”

Nature's Miracle Holding Inc. reported a default on loan of $230,738 with MaximCash Solutions LLC at daily interest.

“dated December 30, 2024 (the “MaximCash Loan”), as a result of a failure to make the required repayment pursuant to the MaximCash Loan agreement. The claimed amount was $230,738 plus daily interest and attorney fees. On August 7, the Company wired $61,720 to MaximCash as partial payment. The descriptions of the Stipulation of Settlement Agreement, the”

Nature's Miracle Holding Inc. reported a default on loan of $100,588 with Funders App LLC dba Tenthly.

“App LLC dba Tenthly (“Factor K”), in connection with a complaint filed by Factor K on July 16, 2025, in Court in Monroe County, New York in relation to an outstanding balance of $100,588 after payments of $46,551 on its loan agreement with the Company, dated February 11, 2025. The total claimed amount is $129,463 plus interest from June 30, 2025 and attorney fees.”

SOUTHSIDE BANCSHARES INC incurred senior notes of $150,000,000 aggregate principal amount with Wilmington Trust, National Association at 7.00% per annum, payable semi-annually in arrears on February 15 and August 15 o maturing August 15, 2035.

“On August 14, 2025, Southside Bancshares, Inc. (the “Company”) completed its previously-announced public offering (the “Offering”) of $150,000,000 aggregate principal amount of its 7.00% Fixed-to-Floating Rate Subordinated Notes due 2035 (the “Notes”).”

UNIFIRST CORP amended revolving credit of $300,000,000 unsecured, revolving credit facility with Bank of America, N.A., as Administrative Agent, Swing Line Lender and an L/C Issuer at SOFR plus 1.00% maturing August 12, 2030.

“The Credit Agreement provides for a $300,000,000 unsecured, revolving credit facility, of which $150,000,000 may be used for issuances of letters of credit.”

DESTINATION XL GROUP, INC. amended revolving credit of from $125.0 million to $100.0 million with Citizens Bank, N.A. maturing from October 28, 2026 to August 13, 2030.

“(the “Company”) amended its credit facility by entering into the Second Amendment to Credit Agreement (the “Second Amendment”) with the lenders party thereto and Citizens Bank, N.A., as administrative agent for the lenders. This Second Amendment amends the Credit Agreement, dated October 28, 2021, as amended April 20, 2023 (the “Credit Agreement”).”

WisdomTree, Inc. incurred convertible notes of $475.0 million with Oppenheimer & Co. Inc., as representative of the Initial Purchasers at 4.625% maturing August 15, 2030.

“On August 14, 2025, WisdomTree, Inc. (the “Company”) issued $475.0 million in aggregate principal amount of 4.625% Convertible Senior Notes due 2030 (the “Notes”) pursuant to an Indenture (the “Indenture”), dated August 14, 2025, between the Company and U.S. Bank Trust Company, National Association, as trustee (the “Trustee”), in a private offering to qualified institutional buyers (the “Notes Offering”) pursuant to Rule 144A under the Securities Act of 1933, as amended (the “Securities Act”).”

LIGAND PHARMACEUTICALS INC incurred convertible notes of $460,000,000 with U.S. Bank Trust Company, National Association at 0.75% per year maturing October 1, 2030.

“On August 14, 2025, Ligand Pharmaceuticals Incorporated (the “ Company ”) completed its previously announced private offering of $460.0 million aggregate principal amount of 0.75% Convertible Senior Notes due 2030 (the “ Notes ”), including the exercise in full of the initial purchasers’ option to purchase up to an additional $60.0 million aggregate principal amount of Notes. The Notes were issued pursuant to an indenture, dated August 14, 2025 (the “ Indenture ”), between the Company and U.S. Bank Trust Company, National Association, as trustee.”

HIGHWOODS PROPERTIES, INC. amended term loan at SOFR plus 95 basis points maturing extend the maturity date from May 2026 to January 2029.

“we modified our $200.0 million unsecured bank term loan to extend the maturity date from May 2026 to January 2029”

BALL Corp incurred senior notes of $750 million aggregate principal amount with Deutsche Bank Trust Company Americas at 5.500% maturing September 15, 2033.

“On August 14, 2025, Ball Corporation, an Indiana corporation (the “Company”) completed its previously announced underwritten public offering of $750 million aggregate principal amount of 5.500% Senior Notes due 2033 (the “Notes”).”

ONEOK INC /NEW/ incurred senior notes of $750 million aggregate principal amount of its 4.950% notes due 2032 at 4.950% maturing due 2032.

“completed its previously announced underwritten public offering (the “Offering”) of $750 million aggregate principal amount of its 4.950% notes due 2032”

SONIDA SENIOR LIVING, INC. incurred term loan of $122.0 million initial term loan advance (increased from existing $112.9 million outstanding under prior loan), plus two with Ally Bank at one-month SOFR plus 2.65% margin (subject to performance-based stepdown to 2.45% maturing 36 months from August 7, 2025.

“Company’s existing term loan agreement with Ally, dated as of March 10, 2022, as amended. The 2025 Ally Term Loan allows for an initial term loan advance on the closing date of $122.0 million on 19 communities, which includes 18 communities under the existing Ally term loan agreement, as well as the Alpharetta community acquired in June 2025. Two additional draws of”

AppTech Payments Corp. incurred loan of $300,000 with GS Capital Partners, LLC at 10% per annum maturing matures on July 31, 2026.

“the Company issued a promissory note in the aggregate principal amount of $300,000 (the “Note” and together with the Purchase Agreement, the “Transaction Documents”) to GS Capital.”

LIBERTY STAR URANIUM & METALS CORP. incurred convertible notes of $137,500 with Labrys Fund II LP at 8% maturing one year from date of Agreement.

“On August 11, 2025, Liberty Star Uranium & Metals Corp. (the “Company”) entered into a Securities Purchase Agreement (the “Securities Purchase Agreement”) with Labrys Fund II LP. (“Labrys II”). Pursuant to the terms of the Securities Purchase Agreement, the Company agreed to issue a convertible promissory note (the “Note”) to Labrys II in the principal amount of $137,500 which includes an original issue discount of 10% (the “OID”). Effective August 7, 2025, the Company issued a Note to Labrys II consistent with the terms of the Securities Purchase Agreement. The Note bears interest at 8% and matures in one year from date of Agreement.”

Surgery Partners, Inc. incurred credit facility of Aggregate principal amount of $1,383 million for 2025 Refinancing Term Loans; revolving credit commitments refinanced in with Jefferies Finance LLC and other financial institutions at Term SOFR plus 2.50% per annum or alternate base rate plus 1.50% per annum maturing December 19, 2030 for term loans; December 19, 2028 for revolving loans.

“The Second Amendment amended the Credit Agreement to, among other things, (i) provide for a new tranche of term loans under the Credit Agreement in an aggregate principal amount of $1,383 million (the “2025 Refinancing Term Loans”), which 2025 Refinancing Term Loans replace or refinance in full all of the existing term loans outstanding under the Credit Agreement (as in effect immediately prior to the Second Amendment), and (ii) refinance in full all of the existing revolving credit commitments and outstanding revolving loans under the Credit Agreement (as in effect immediately prior to the Second Amendment), all as further set forth in the Second Amendment.”

urban-gro, Inc. incurred loan of $395,556.00 with J Brrothers LLC at 12% maturing March 18, 2026.

“the Company issued a promissory note to J Brrothers with an original principal amount of $395,556.00 (the “Note”)”

VINEBROOK HOMES TRUST, INC. incurred revolving credit of $10.0 million with The Ohio State Life Insurance Company at 9.0% per annum maturing August 7, 2027.

“On August 7, 2025, VineBrook Homes Operating Partnership, L.P. (the “Borrower”), the operating partnership of VineBrook Homes Trust, Inc. (the “Company”), as borrower, entered into a secured $10.0 million revolving credit loan agreement with The Ohio State Life Insurance Company (“OSL”), as administrative agent, sole lead arranger, sole bookrunner and lender (the “Credit Agreement”).”

Apollo Debt Solutions BDC incurred debt of $502,100,000 with BofA Securities, Inc. at three-month SOFR plus 1.30% to 2.75% maturing July 15, 2037.

“te and in connection with the 2025 Debt Securitization, ADS CLO 2 LLC (the “CLO Issuer”), an indirect, wholly-owned, consolidated subsidiary of the Company, entered into a Note Purchase and Placement Agreement (the “CLO Purchase and Placement Agreement”) with BofA Securities, Inc., as the initial purchaser (the “Initial Purchaser”) and Apollo Global Securities, LLC, as placement agent, pursuant to which the CLO Issuer agreed to sell certain of the notes to the Initial Purchaser issued as part of the 2025 Debt Securitization pursuant to an indenture by and between the CLO Issuer and U.S.”

Cartica Acquisition Corp incurred loan of $202,214.40 with Cartica Acquisition Partners, LLC at no interest maturing upon the earlier of (i) the date of the consummation of the Company’s initial business combination, and (ii) the date of the liquidation of the Company.

“On August 11, 2025, the Company issued a third promissory note (the “ Third Extension Note ”) in the principal amount of up to $202,214.40 to the Sponsor for the third three months of the Extension and will accordingly deposit in the Trust Account $67,404.80 each month (commencing on July 8, 2025 and on the 7 th day of each subsequent month) through October 7, 2025.”

Rigel Resource Acquisition Corp. incurred loan of lesser of (x) $55,000 and (y) $0.02 for each Public Share with Rigel Resource Acquisition Holding LLC and Orion Mine Finance GP III LP at will not bear any interest maturing upon the earlier of (i) the date of the closing of the Business Combination and (ii) November 9, 2025.

“Sponsor and Orion have agreed that they will contribute to the Company as a loan (each loan being referred to herein as a “Contribution”) in an amount equal to the lesser of (x) $55,000 and (y) $0.02 for each Public Share (as defined below) that was not redeemed in connection with the Special Meeting (as defined below), for each month (or a pro rata portion”

AMAZE HOLDINGS, INC. amended convertible notes with Sean Giddings at 10% maturing August 11, 2026.

“the Company issued an amended and restated convertible promissory note (as amended, the “Giddings Note”) in favor of Sean Giddings (“Giddings”) to, among other things, extend the maturity date to August 11, 2026”

AMAZE HOLDINGS, INC. amended convertible notes of $900,000 with Thomas Frame at 10% maturing August 11, 2026.

“the Company issued an amended and restated convertible promissory note (as amended, the “Frame Note”) in favor of Thomas Frame (“Frame”) to, among other things, increase the principal amount by $600,000 to $900,000 and the actual loan amount to $850,000, extend the maturity date to August 11, 2026”

HPS Corporate Capital Solutions Fund incurred senior notes of $200,000,000 in aggregate principal amount of its Series A Senior Notes, Tranche B with institutional investors at 6.20% per annum maturing August 13, 2030.

“and $200,000,000 in aggregate principal amount of its Series A Senior Notes, Tranche B (the " 2030 Notes " and, together with the 2028 Notes, the " Notes ") to institutional investors in a private placement. The 2028 Notes have a fixed interest rate of 5.86% per annum and are due on August 13, 2028 and the 2030 Notes have a fixed interest rate of 6.20% per annum and are due on August 13, 2030.”

HPS Corporate Capital Solutions Fund incurred senior notes of $150,000,000 in aggregate principal amount of its Series A Senior Notes, Tranche A with institutional investors at 5.86% per annum maturing August 13, 2028.

“On August 13, 2025, HPS Corporate Capital Solutions Fund (the " Fund ") entered into a Master Note Purchase Agreement (the " Note Purchase Agreement ") governing the issuance of $150,000,000 in aggregate principal amount of its Series A Senior Notes, Tranche A (the " 2028 Notes ") and $200,000,000 in aggregate principal amount of its Series A Senior Notes, Tranche B (the " 2030 Notes "”

IPALCO ENTERPRISES, INC. incurred senior notes of $350 million aggregate principal amount with The Bank of New York Mellon Trust Company, N.A. at 5.050% maturing August 15, 2035.

“completed its previously announced sale of $350 million aggregate principal amount of 5.050% First Mortgage Bonds due 2035”

COLUMBUS MCKINNON CORP amended credit facility of $55.0 million to $60.0 million with Wells Fargo Bank, National Association at one month secured overnight funding rate (SOFR) plus 110 basis points maturing June 19, 2026 to August 11, 2028.

“amount of revolving loans (the “Revolving Loans”) available to be borrowed, from time to time, by the SPV Borrower under the terms of the AR Facility Credit Agreement from $55.0 million to $60.0 million; (iii) eliminates the additional 0.10% credit spread adjustment previously payable as part of the interest calculation under the AR Facility Credit Agreement,”

COMMUNITY HEALTH SYSTEMS INC incurred senior notes of $1,790,000,000 aggregate principal amount with Noteholders at 9.750% per year payable semi-annually maturing January 15, 2034.

“On August 12, 2025, CHS/Community Health Systems, Inc. (the “Issuer”), a direct, wholly owned subsidiary of Community Health Systems, Inc. (the “Company”), completed its previously announced offering (the “Notes Offering”) of $1,790,000,000 aggregate principal amount of its 9.750% Senior Secured Notes due 2034 (the “Notes”).”

Comstock Inc. entered an off-balance-sheet arrangement for convertible notes of original aggregate principal amount of $10,638,298 with Kips Bay Select, LP at 6.0% maturing April 10, 2026.

“On August 12, 2025, the Company entered into a payoff letter agreement (the “Payoff Agreement”), with Kips Bay Select, LP (“Kips Bay”), related to the Company’s obligations under its 6.0% Convertible Promissory Note due April 10, 2026, in the original aggregate principal amount of $10,638,298 (the “Note”).”

Comstock Inc. amended loan of $8,390,000 with Georges Trust and Alvin Fund LLC at 12% per annum maturing April 15, 2026.

“On August 8, 2025, Comstock Inc. (the “Company” or “Comstock”) amended its outstanding promissory notes with its creditors, Georges Trust and Alvin Fund LLC (“Alvin Fund”), to address the procedures for the repayment of an aggregate of $8,390,000 in principal owed to such creditors pursuant to such promissory notes (together, the “Promissory Note Amendments”).”

DNA X, Inc. incurred debt of €3 million with Tradewind GmbH at the greater of 4.00% or EURIBOR plus 3.50% maturing twelve (12) months, subject to an automatic annual extension, unless terminated.

“Tradewind will provide receivables factoring to the Company. Pursuant to the terms of the Factoring Agreement, eligible receivables will be purchased by Tradewind at a 15% discount to their face value. The maximum financing amount of the factoring facility is €3 million.”

MOLINA HEALTHCARE, INC. incurred term loan of $500 million with Truist Bank as Administrative Agent at applicable margin of 0.50% for base rate loans and 1.50% for SOFR-based loans maturing August 12, 2027.

“The Amended Credit Agreement amends and restates the Company’s prior Credit Agreement dated as of June 8, 2020 (as amended prior to August 12, 2025, the “Prior Credit Agreement”). The terms of the Amended Credit Agreement are substantially similar to the terms of the Prior Credit Agreement, but with an additional Delayed Draw A-2 Commitment under the Amended Credit Agreement in an aggregate principal amount of $500 million, with a Delayed Draw A-2 Maturity Date of August 12, 2027 (the “Term Loan A-2”).”

ARBOR REALTY TRUST INC incurred senior notes of $933,187,000 principal amount of investment grade-rated notes (the "Offered Notes") and $116,813,000 principal amount of with Wilmington Trust, National Association (trustee) at initial weighted average interest rate of approximately 1.82% plus Term SOFR maturing interest payment date in January 2043.

“issued $933,187,000 principal amount of investment grade-rated notes (the "Offered Notes") and $116,813,000 principal amount of below investment grade-rated notes (collectively with the Offered Notes, the "Notes"), evidencing a commercial real estate mortgage loan securitization”

RAPID MICRO BIOSYSTEMS, INC. incurred term loan of $20.0 million with Trinity Capital Inc. at the greater of (a) the sum of (i) The Wall Street Journal Prime Rate and (ii) 4. maturing September 1, 2030.

“On August 8, 2025 (the "Closing Date"), Rapid Micro Biosystems, Inc. (the "Company") entered into a Loan and Security Agreement (the "LSA") with the lenders party thereto (the "Lenders") and Trinity Capital Inc., as administrative agent and collateral agent (the "Agent"). Under the LSA, the Lenders agreed to extend debt capital to the Company, in the form of a term loan, in tranches totaling an aggregate principal amount of up to $45.0 million available as follows: (a) at closing, an aggregate principal amount of $20.0 million (the "First Tranche")”

Snap Inc incurred senior notes of $550.0 million at 6.875% maturing March 15, 2034.

“On August 7, 2025, we entered into a purchase agreement (the “Purchase Agreement”) with Goldman Sachs & Co. LLC and J.P. Morgan Securities LLC, as representatives of the several purchasers named therein (collectively, the “Initial Purchasers”), relating to the sale by us of an aggregate of $550.0 million principal amount of our 6.875% Senior Notes due 2034 (the “Notes”) in a private offering to qualified institutional buyers pursuant to Rule 144A under the Securities Act of 1933, as amended (the “Securities Act”).”

OneMain Holdings, Inc. incurred senior notes of $750.0 million aggregate principal amount with Wilmington Trust, National Association at 6.125% per annum maturing May 15, 2030.

“On August 12, 2025, OneMain Finance Corporation (“OMFC”), a direct subsidiary of OneMain Holdings, Inc. (“OMH,” “we,” “us” or “our”) issued $750.0 million aggregate principal amount of OMFC’s 6.125% Senior Notes due 2030 (the “Notes”) under an Indenture, dated as of December 3, 2014 (the “Base Indenture”), among OMFC, as issuer, OMH, as guarantor, and Wilmington Trust, National Association, as trustee”

Loop Media, Inc. faced acceleration on loan of two hundred sixty-eight thousand thirty-five dollars ($268,035) with Alliance Funding Group.

“Notices ”) from Alliance Funding Group (“ AFG ”) declaring the full remaining balance owing on the”

Vertiv Holdings Co amended term loan of $2,086,505,256.71 with Citibank, N.A., as administrative agent maturing August 12, 2032.

“remain materially unchanged, including but not limited to the pricing. As of August 12, 2025, the principal amount outstanding under the Credit Agreement was approximately $2,086,505,256.71. The foregoing description of the Amendment does not purport to be complete and is qualified in its entirety by reference to the Amendment, which is filed as Exhibit 10.1 hereto.”

Datavault AI Inc. incurred senior notes of $6,666,666 with certain institutional investors at 10% original issue discount maturing 18 months from the date of issuance.

“senior secured convertible notes having an aggregate principal amount of $6,666,666 (the "Initial Notes") for an aggregate purchase price of $6,000,000”

IMAC Holdings, Inc. incurred loan of $85,400 maturing December 24, 2025.

“on August 12, 2025, IMAC Holdings, Inc. (the “Company”) issued a promissory note (the “Note 2”) to a certain lender (the “Lender 2”) in the aggregate principal amount of $85,400 for an aggregate purchase price from the Lenders of $61,000”

IMAC Holdings, Inc. incurred loan of $229,600 maturing December 24, 2025.

“On August 11, 2025, IMAC Holdings, Inc. (the “Company”) issued a promissory note (the “Note 1”) to a certain lender (the “Lender 1”) in the aggregate principal amount of $229,600 for an aggregate purchase price from the Lenders of $164,000”

Monroe Capital Income Plus Corp amended credit facility of up to $690 million with KeyBank National Association at SOFR plus 2.05% per annum during the Reinvestment Period and SOFR plus 3.25% per maturing August 6, 2028.

“The Third Amendment amended the Term Credit and Security Agreement, dated as of December 20, 2022, as subsequently amended, between the SPV II, as borrower, the Company as collateral manager and equity holder, the lenders party thereto and KeyBank, as administrative agent and lead arranger and USB, as collateral agent and collateral administrator, and USBA as document custodian (the “Credit Agreement”) to, among other things, (i) increase the total facility amount to up to $690 million; (ii) add an Unused Fee Rate of 0.35%; (iii) implement a Reinvestment Period from and including the Effective Date of the Third Amendment until the Reinvestment Period Termination Date; (iv) extend the Final Maturity Date to August 6, 2028; and (v) reduce the applicable interest rate to SOFR plus 2.05% per annum during the Reinvestment Period and SOFR plus 3.25% per annum during the Amortization Period.”