USCB FINANCIAL HOLDINGS, INC. (USCB): debt financing — USCB Financial issues $40M subordinated notes at 7.625%, due 2035 for Tier 2 capital

USCB FINANCIAL HOLDINGS, INC.

Issued $40.0M aggregate principal amount of 7.625% Fixed-to-Floating Rate Subordinated Notes due August 15, 2035.
Interest fixed at 7.625% to August 15, 2030, then resets quarterly at 3-month SOFR plus 422 bps.
Notes are unsecured, subordinated Tier 2 capital obligations; redeemable at par on/after August 15, 2030.
Net proceeds will be used for general corporate purposes, including balance sheet and capital optimization.
Issued in a private placement under Section 4(a)(2) and Rule 506(b); exchange registration rights granted.

Key facts

Extracted from this filing and checked against the source text.

Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.9

USCB FINANCIAL HOLDINGS, INC. incurred senior notes of $40.0 million in aggregate principal amount with qualified institutional buyers (the "Purchasers") at 7.625% Fixed-to-Floating Rate maturing August 15, 2035.

Instrument: senior notes
Principal: $40.0 million in aggregate principal amount
Counterparty: qualified institutional buyers (the "Purchasers")
Rate: 7.625% Fixed-to-Floating Rate
Maturity: August 15, 2035
Event: incurrence

Exact text from the filing

the Company sold and issued $40.0 million in aggregate principal amount of its 7.625% Fixed-to-Floating Rate Subordinated Notes due 2035

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USCB FINANCIAL HOLDINGS, INC. filing history →

Source: SEC EDGAR

accession 0001193125-25-180879

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