American Express Q2 revenue record $17.9B, up 9%; adjusted EPS up 17%; reaffirms FY guidance

AMERICAN EXPRESS CO

2025-Q2 EPS reported $7.71 revenue$19,947,000,000

Revenue $17.9B (+9% YoY); EPS $4.08 (-2% reported, +17% adjusted excl. prior-year gain).
Card Member spending quarterly high of $416.3B, up 7% YoY (FX-adjusted) driven by strong premium demand.
Provisions for credit losses $1.4B (+8% YoY); net write-off rate improved to 2.0% from 2.1%.
Reaffirms FY2025 guidance: revenue growth 8-10%, EPS $15.00-$15.50.
Announced upcoming U.S. Consumer and Business Platinum Card refresh this fall.

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