American Express Q2 EPS $4.53 (+11% YoY), raises FY revenue growth guidance to 10%

AMERICAN EXPRESS CO

Q2 revenue $19.6B (+10% YoY); Card Member spending growth 9% FX-adjusted, highest in three years.
EPS $4.53 (+11% YoY), net income $3.1B; average diluted shares 679M (-3% YoY).
FY 2026 revenue growth guidance raised to 10% from prior; EPS guidance reaffirmed at $17.30-$17.90.
Provision for credit losses $1.1B, down from $1.4B; net write-off rate flat at 2.0%.
Platinum portfolio now fastest growing in U.S. Consumer; strong Millennial/Gen-Z customer acquisition.

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