Unum Q4 adj EPS $1.92; 2026 outlook $8.60-$8.90 on core premium growth 4-7%

Unum Group

2025-FY EPS reported $4.27 revenue$13,075,500,000

Net income $174.1M ($1.04 diluted) vs $348.7M ($1.92) year ago; includes $82M after-tax pension settlement loss and $15.8M charitable contribution.
After-tax adjusted operating income $322.3M ($1.92 per share); core operations premium grew 3.7% constant currency.
Returned ~$1.3B to shareholders in 2025 via $1.0B buybacks and $307M dividends; RBC ratio 440%, holding company liquidity $2.3B.
2026 outlook: core premium growth 4-7%, after-tax adjusted operating EPS $8.60-$8.90 under new definition excluding Closed Block segment.
Unum US adj op income down 13.1%, Colonial Life down 7.2%, Unum International down 11.7% vs year-ago quarter.

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.