earnings
confidence high
sentiment positive
materiality 0.75
Associated Banc-Corp Q3 2025 EPS $0.73 beats $0.56 YoY; record NII $305M
ASSOCIATED BANC-CORP
2025-Q3 EPS reported
$1.96
- Net income available to common equity $122M, diluted EPS $0.73 vs. $0.65 in Q2 2025 and $0.56 in Q3 2024.
- Record net interest income $305M, up 16% YoY; net interest margin 3.04%.
- Total loans $31.0B (+3% YoY), total deposits $34.9B (+4% YoY); core customer deposits $28.9B.
- C&I loan growth nearly $300M, deposit growth over $700M in Q3; CET1 capital expanded 13 bps.
- Provision for credit losses $16M; net charge-offs annualized 0.17%; allowance for losses / loans 1.34%.