Citizens, Inc. reports record full-year 2025 revenue of $255.6M; Q4 revenue $72.1M

CITIZENS, INC.

Full year revenue $255.6M (up 4% YoY); Q4 record $72.1M (up 14% YoY).
Income before tax $17.5M in 2025, up from $15.0M in 2024; Q4 income $7.9M vs $3.7M.
Adjusted income before tax $17.3M for full year 2025, down from $21.3M in 2024.
Book value per Class A share $4.67 (up 11% YoY); adjusted book value $6.43 (up 5% YoY).
Producing agents up 22% YoY; total direct insurance in force $5.43B (up 3.9%).

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