Kingstone reports record Q2 net income of $15.5M; diluted EPS $1.05, ROE 50.8%

KINGSTONE COMPANIES, INC.

Net premiums earned $60.5M, up 30.8% YoY; direct premiums written $72.5M, up 18.7%.
GAAP net combined ratio improved to 70.2% from 71.5% a year ago; underlying combined ratio 73.7%.
Annualized return on equity of 50.8% for Q2; operating diluted EPS $1.04, up 38.7% YoY.
Company reaffirms full-year 2026 guidance; catastrophe loss ratio negative 0.8% in Q2.
Most profitable quarter in company history; net income $15.5M vs $11.3M in Q2 2025.

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