earnings
confidence high
sentiment positive
materiality 0.75
Fifth Third Q2 2026 EPS $0.83 ($1.02 adjusted); NIM expands 6 bps to 3.36%
FIFTH THIRD BANCORP
- Net income available to common shareholders $763M, up 29% YoY; diluted EPS $0.83 vs $0.88 YoY.
- Adjusted EPS $1.02 excludes $0.19 of merger-related and other charges; adjusted ROTCE 15.6%.
- Net interest margin (FTE) 3.36%, up 6 bps sequentially; net interest income $2.22B, up 48% YoY.
- Net charge-off ratio 0.30%, lowest since Q2 2023; ACL coverage 303% of nonperforming loans.
- Comerica integration on track; systems conversion planned for Labor Day weekend; consumer deposits grew $4.6B from campaign.