earnings
confidence high
sentiment positive
materiality 0.75
Huntington Q1 EPS $0.34, NII up 11% YoY; loans grow 2% LQ
HUNTINGTON BANCSHARES INC /MD/
2025-Q1 EPS reported
$0.34
revenue$351,000,000
- Net income $527M (+26% YoY), EPS $0.34 (+$0.08 YoY); adjusted EPS +$0.06 YoY.
- Net interest income $1.426B (+11% YoY); NIM 3.10% (+9bp YoY, +7bp LQ).
- Average loans $130.9B (+2% LQ, +7% YoY); average deposits $161.6B (+1% LQ, +7% YoY).
- CET1 ratio 10.6% (est.), TCE ratio 6.3%; board approved $1B share repurchase.
- NCO ratio 0.26% (down 4bp LQ); NPA ratio 0.61% (down 2bp LQ); credit stable.