earnings
confidence high
sentiment positive
materiality 0.90
Wells Fargo Q4 net income $5.4B, EPS $1.62; revenue $21.3B up 4%; asset cap lifted
WELLS FARGO & COMPANY/MN
2025-FY EPS reported
$6.26
- Net income $5.4B ($1.62 EPS); adjusted $5.8B ($1.76 EPS) excluding $612M severance. Revenue $21.3B, up 4% YoY.
- CET1 ratio 10.6% (down from 11.1%). Repurchased $5.0B shares in Q4, $18B full year. Dividend per share up 13% in 2025.
- ROTCE 14.5% achieved prior target; new medium-term target 17-18%. Efficiency ratio improved to 64% from 68% a year ago.
- Regulatory milestones: asset cap removed, multiple consent orders terminated. CEO cites stronger growth and level playing field.