Peoples Bancorp Q2 net income $21.2M, down 27% YoY; provision for credit losses triples to $16.6M

PEOPLES BANCORP INC

2025-Q2 EPS reported $1.28 revenue$43,235,000

Net income of $21.2 million compared to $29.0 million in Q2 2024; pre-provision net revenue $44.4 million.
Provision for credit losses rose to $16.6 million from $5.7 million a year ago, driving the earnings decline.
Net interest income $87.6 million, up 1% YoY; non-interest income $26.9 million, up 13%.
Tangible book value per share improved to $21.18 from $18.91 (+12% YoY).
Return on average assets fell to 0.92% from 1.27%; efficiency ratio 59.25% vs 59.19%.

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