CTBI Q1 2026 net income $27.2M (up 24% YoY); EPS $1.51; NIM expands to 3.79%

COMMUNITY TRUST BANCORP INC /KY/

2026-Q1 EPS reported $1.50

Net income $27.2M, EPS $1.51 diluted; up from $22.0M and $1.22 in Q1 2025.
Net interest margin 3.79% (up 22 bps YoY); net interest income $58.8M, up 14.7% YoY.
Provision for credit losses fell 36% YoY to $2.3M; net charge-offs 0.11% annualized.
Loan portfolio $5.0B, up 7.6% YoY; deposits $5.7B, up 7.0% YoY.
Nonperforming loans $20.7M, down 22% YoY; reserve coverage 295.8%.

item 2.02item 7.01item 9.01

This headline and bullets were generated automatically by deepseek-v4-flash:cloud@v2 from the public filing. Read the source on SEC.gov before relying on any specific claim. Not investment advice. See methodology for how this pipeline works.