CTBI Q1 2026 net income $27.2M (up 24% YoY); EPS $1.51; NIM expands to 3.79%

COMMUNITY TRUST BANCORP INC /KY/

2026-Q1 EPS reported $1.50

Net income $27.2M, EPS $1.51 diluted; up from $22.0M and $1.22 in Q1 2025.
Net interest margin 3.79% (up 22 bps YoY); net interest income $58.8M, up 14.7% YoY.
Provision for credit losses fell 36% YoY to $2.3M; net charge-offs 0.11% annualized.
Loan portfolio $5.0B, up 7.6% YoY; deposits $5.7B, up 7.0% YoY.
Nonperforming loans $20.7M, down 22% YoY; reserve coverage 295.8%.

item 2.02 item 7.01 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Earnings Releases SEC 8-K Item 2.02 confidence 0.9

COMMUNITY TRUST BANCORP INC /KY/ reported 1Q 2026 results: net income $27,192, EPS $1.51.

Period: 1Q 2026
Net income: $27,192
EPS: $1.51
Result: reported results

Exact text from the filing

Kentucky: COMMUNITY TRUST BANCORP, INC. REPORTS EARNINGS FOR THE 1 ST QUARTER 2026 Earnings Summary (in thousands except per share data) 1Q 2026 4Q 2025 1Q 2025 Net income $ 27,192 $ 27,276 $ 21,972 Earnings per share $ 1.51 $ 1.51 $ 1.22 Earnings per share – diluted $ 1.50 $ 1.51 $ 1.22 Return on average assets 1.65 % 1.63 % 1.44 % Return on average equity

View on SEC.gov

51 earnings releases filed in the last 30 days. Browse all earnings releases →

COMMUNITY TRUST BANCORP INC /KY/ filing history →

Source: SEC EDGAR

accession 0000350852-26-000039

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