earnings
confidence high
sentiment positive
materiality 0.80
Community Trust Bancorp reports record Q2 net income of $29.6M, EPS $1.64
COMMUNITY TRUST BANCORP INC /KY/
- Net income $29.6M ($1.64 basic EPS) vs $24.9M ($1.38) in Q2 2025; YTD net income $56.8M ($3.15) vs $46.9M ($2.60).
- Net interest income $60.9M, up 12.7% YoY; net interest margin 3.80%, up 16 bps from Q2 2025.
- Loans grew $134.1M (10.8% annualized) in Q2 to $5.1B; deposits +$221.9M (15.5% annualized) to $6.0B.
- Nonperforming loans rose $9.0M to $29.7M; net charge-offs remained low at 0.07% of avg loans.
- Dividend declared $0.53 per share, unchanged from prior quarter; book value per share $49.10.