Central Pacific Financial Q2 net income $18.3M, EPS $0.67; NIM expands to 3.44%

CENTRAL PACIFIC FINANCIAL CORP

2025-Q2 EPS reported $1.33 revenue$24,109,000

Net income $18.3M ($0.67 EPS) vs $15.8M ($0.58) year ago; ROAA 1.00%, ROAE 13.04%.
Net interest margin 3.44%, +47bps YoY; net interest income $59.8M (+15.2% YoY).
Efficiency ratio improved to 60.36% from 64.26% a year ago.
Quarterly cash dividend $0.27 per share, payable Sept 15 to holders of record Aug 29.
Repurchased 103,077 shares at $25.00; $25.3M remaining in buyback program.

item 2.02 item 5.03 item 7.01 item 9.01

Key facts

Extracted from this filing and checked against the source text.

Governance Changes SEC 8-K Item 5.03/5.05/5.06 confidence 0.9

CENTRAL PACIFIC FINANCIAL CORP: Amended and restated bylaws enhancing shareholder nomination procedures, meeting conduct, voting standards, and making non-substantive changes (effective 2025-07-24).

Change: bylaw amendment
Effective: 2025-07-24

Exact text from the filing

On July 24, 2025, the Company’s board of directors (the "Board") approved and adopted the Company’s amended and restated bylaws (the "Amended and Restated Bylaws"), which became immediately effective.

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13 governance changes filed in the last 30 days. Browse all governance changes →

CENTRAL PACIFIC FINANCIAL CORP filing history →

Source: SEC EDGAR

accession 0000701347-25-000024

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