earnings
confidence high
sentiment positive
materiality 0.65
Central Pacific Financial Q2 net income $18.3M, EPS $0.67; NIM expands to 3.44%
CENTRAL PACIFIC FINANCIAL CORP
2025-Q2 EPS reported
$1.33
revenue$24,109,000
- Net income $18.3M ($0.67 EPS) vs $15.8M ($0.58) year ago; ROAA 1.00%, ROAE 13.04%.
- Net interest margin 3.44%, +47bps YoY; net interest income $59.8M (+15.2% YoY).
- Efficiency ratio improved to 60.36% from 64.26% a year ago.
- Quarterly cash dividend $0.27 per share, payable Sept 15 to holders of record Aug 29.
- Repurchased 103,077 shares at $25.00; $25.3M remaining in buyback program.
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