Colony Bankcorp Q4 net income $7.4M ($0.42 EPS); dividend raised to $0.115/share

COLONY BANKCORP INC

2024-FY EPS reported $1.36

Net income rose to $7.4M ($0.42 diluted EPS) vs $5.6M ($0.32) in Q3 2024 and Q4 2023.
Quarterly cash dividend increased to $0.1150 per share, payable Feb 19, 2025 to holders of record Feb 5.
Total deposits grew $43M QoQ to $2.57B; loans excluding held-for-sale decreased $43.1M to $1.84B.
SBSL pre-tax profit $2.2M in Q4; mortgage production $76.9M; net interest margin improved to 2.84%.
Promoted Ed Canup (Chief Banking Officer), Daniel Rentz (CIO), Laurie Senn (CAO) to Executive Management.

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