earnings
confidence high
sentiment positive
materiality 0.85
PNC Q4 net income $2.0B, EPS $4.88; full-year record revenue $23.1B, EPS $16.59
PNC FINANCIAL SERVICES GROUP, INC.
2025-FY EPS reported
$16.59
revenue$23,099,000,000
- Q4 net income $2.0B, diluted EPS $4.88; full-year net income $7.0B, diluted EPS $16.59 vs $13.74 prior year.
- Full-year revenue $23.1B (record), up 7%; NII $14.41B up 7%; fee income $8.69B up 8%.
- Q4 NII $3.73B, NIM 2.84% (up 5 bps); average loans up 1%, deposits up 2%.
- Closed FirstBank acquisition Jan 5, 2026; adds $26B assets, $16B loans, $23B deposits.
- CET1 ratio 10.6%; TBV $112.51; increased share repurchases planned.