earnings
confidence high
sentiment positive
materiality 0.70
Renasant Q4 2025 net income $78.9M, adjusted EPS $0.91, NIM expands 4 bps
RENASANT CORP
2025-FY EPS reported
$2.07
- Net income $78.9M in Q4 2025, up from $44.7M in Q4 2024; diluted EPS $0.83, adjusted $0.91.
- Net interest margin 3.89% (+4 bps QoQ); cost of total deposits down 17 bps to 1.97%.
- Loans up $21.5M QoQ; deposits up $48.5M; noninterest income +$5.1M incl $2.0M from LIHTC exit.
- Repurchased $13.2M stock at avg $34.29; $150M buyback program authorized through Oct 2026.
- Merger expenses $10.6M in Q4; net branch consolidation gain $2.1M; integration progress.