earnings
confidence high
sentiment positive
materiality 0.70
Franklin Financial Q1 net income $6.6M ($1.48 EPS), up 69% YoY; dividend raised 3% to $0.34
FRANKLIN FINANCIAL SERVICES CORP /PA/
2026-Q1 EPS reported
$1.48
- Net income $6.6M ($1.48 diluted EPS) vs $3.9M ($0.88) in Q1 2025, up 69.2%.
- Net interest margin 3.53% vs 3.05% YoY; net interest income up 18.7% to $18.5M.
- Total assets $2.298B (+2.6% from Dec 2025); deposits $1.890B (+2.9%); loans $1.552B (+0.7%).
- Nonaccrual loans $8.5M (0.54% of loans); specific reserve on $7.0M CRE loan increased to $1.0M.
- Quarterly dividend $0.34/share, payable May 27, 2026 to holders of record May 1, 2026; 3% increase.